Latitude Car Loan

Latitude, a trailblasing financial services provider, has been transforming the landscape of digital instalments and lending in Australia, New Zealand, Canada, and Singapore.

With a rich history spanning over 100 years, Latitude has evolved from its predecessor businesses to become a trusted and innovative partner for individuals and businesses alike.

Cultivating innovation through diversity and inclusive culture

By embracing individuals from various backgrounds and perspectives, Latitude fosters a culture that values diversity and recognises the unique contributions each person brings.

This inclusive approach enhances their ability to think differently, encouraging innovative approaches to problem-solving, creativity, and collaboration.

A customer-centric approach: Empowering individuals to thrive

At the heart of Latitude's philosophy lies a commitment to be the preferred partner for individuals seeking financial support.

With a diverse and experienced leadership team, comprising individuals like CFO Paul Varro and Chief Operating Officer Andrew Walduck, they are well-equipped to navigate the complexities of the financial landscape and drive meaningful change.

As they forge ahead, their commitment to growth, innovation, and unwavering customer focus remains steadfast.

Strengthening partnerships: Fueling growth for businesses

Latitude's dedication to partnership extends beyond its customers, encompassing businesses seeking seamless payment and lending solutions. By providing easy payment and lending options, They equip their partners with the tools needed to drive growth, make informed decisions, and tap into a vast customer base.

Their extensive network and invaluable insights enable businesses to expand their reach, while their commitment to delivering fast decisions ensures that opportunities are never missed. Through this collaborative approach, they nurture mutually beneficial relationships that fuel the success of their partners.

Core values: showcasing integrity, kindness, and curiosity

Latitude's success is underpinned by a set of core values that guide its actions and inspire its employees.

Show Care, the first pillar, emphasises the importance of kindness and support within the Latitude community, creating an atmosphere where individuals thrive and collaborate.

Latitude also champions the value of being curious, encouraging employees to constantly explore and challenge the status quo. By fostering a culture of curiosity, they remain at the forefront of innovation, adapting to evolving customer needs and market trends.

Act Right, the third core value, reinforces Latitude's commitment to ethical conduct and responsible decision-making. They always strive to do what is right, even if it means stepping outside their comfort zone, ultimately building trust and maintaining the integrity of the organisation.

Latitude offers car finance options for various vehicles, including new cars, used cars, motorbikes, and caravans. With loan amounts starting from $5,000, you can choose between fixed or variable loans.

Repayment flexibility is provided with options for weekly, fortnightly, or monthly payments, and loan terms range from 2 to 7 years.

Latitude car loans: unlock the key to your dream vehicle

When it comes to financing your car purchase, Latitude is your trusted partner in making your automotive dreams a reality.

They understand that everyone's financial situation is unique. That's why they provide a wide range of loan options to accommodate various budgets and vehicle preferences.

Whether it's a sleek new car, a reliable used car, an adventurous motorbike, or a comfortable caravan, Latitude offers flexible options, competitive interest rates, and a transparent fee structure, designed to align with your aspirations.

Choose your interest rate path: variable or fixed

With both variable and fixed interest rate options available, you have the flexibility to select the loan type that aligns with your long-term goals.

Variable rates offer the potential for changes over the loan term, while fixed rates provide stability with a consistent interest rate throughout the loan duration.

Clear and transparent fee structure

Latitude believes in transparency and ensuring that you have a clear understanding of the costs associated with your car loan.

The establishment fee, which ranges from 0% to 5% based on your Latitude car loan amount and credit rating, allows for a fair and tailored approach.

Additionally, a modest monthly loan service fee of $13 applies, with a minimal payment handling fee of $1.50 for BPAY® transactions. It's important to note that loans with variable interest rates are subject to potential changes over the loan term.

Convenient repayment options

Repaying your Latitude car loan is made easy and hassle-free. You have the flexibility to choose from weekly, fortnightly, or monthly repayment schedules, providing you with the freedom to align your payments with your cash flow.

With convenient payment methods such as Direct Debit or BPAY®, you can select the option that best suits your preferences and ensures timely repayments.

Accelerate your journey to financial freedom

Latitude encourages early loan repayments and offers you the opportunity to make extra payments whenever you desire. By taking advantage of this benefit, you can reduce your loan term, save on interest costs, and gain the freedom of being debt-free sooner.

For fixed-rate loans, an early termination fee of $500 applies until the last 3 months of the loan term.