Beyond Bank Car Loan

Beyond Bank is not your typical bank.

As a 100% customer-owned mutual bank with credit union heritage, they have a unique approach to banking. Their goal is not to be the biggest but to be the best bank for relationships. They prioritise creating value for you and their communities, striving to change lives in the process.

Empowering people, enriching communities

A customer-owned bank where profits serve you and the planet

They value your contributions and support, working together to make their communities better places to live and work. Their focus is on achieving a balance between profit and purpose, ensuring sustainability in their business operations. They’re committed to reducing their environmental footprint and encourage you and their staff to do the same.

As a customer-owned bank, you’re also their shareholder. This means they have no competing interests, and all profits are returned to you through various benefits, including better rates, fairer fees, responsible lending, and exceptional customer service through their highly regarded Internet banking and mobile app.

Beyond Bank's commitment to empowerment

Beyond Bank is dedicated to supporting homeowners, providing great home loan options to help you achieve your dreams of owning a home. They also emphasise community banking, working closely with not-for-profit organisations and community groups to help them thrive. Through their Community Reward Accounts, you can raise funds for your chosen clubs or causes simply by saving.

Their pledge to social and environmental responsibility

As a certified B Corp, they’re proud to use their business as a force for good. They prioritise social and environmental responsibility, meeting the highest standards of performance, accountability, and transparency. They also have a strong commitment to disaster response, offering relief to customers affected by natural disasters and actively volunteering to assist in rebuilding efforts.

Making a difference, one community at a time

Through the Beyond Bank Foundation, they support over 5 000 community groups, addressing significant societal challenges. Since its establishment, the foundation has contributed millions of dollars to these groups through sponsorships, grants, and donations. They’re dedicated to fostering social inclusion and ensuring accessibility to banking services for all Australians.

Do you have your ideal car in mind?

Regardless of your current situation, Beyond Bank is there to assist you in making it a reality. The Beyond Bank car loan offers flexible financing options, competitive rates, and a seamless application process.

Drive your dream car: Plan and budget with confidence

Empowering you to make informed decisions and secure pre-approval for your ideal car

They recognise the importance of planning and budgeting for a new car. To assist you in making informed decisions, they provide valuable tools and resources which include:

Car budget calculator

Use their car budget calculator to determine what you can afford by researching the on-road and ongoing expenses associated with owning a car. This will provide you with a clear understanding of the financial aspects involved.

Beyond Bank car loan pre-approval

Gain pre-approval for a car loan, enabling you to confidently search for new and used cars within your budget. Having a pre-approved loan amount empowers you to negotiate the best deal.

Experience unbeatable terms

Low-interest rate, flexibility, and faster repayment

Selecting the right car loan is crucial to ensure that you secure the best financing option for your requirements. A Beyond Bank car loan offers a variety of options, loan amounts up to $80k with competitive rates and favourable terms of up to 7 years. The available options include:

• Low-rate special car loan offer: Take advantage of their special car loan offer with a low-interest rate of 5.99% p.a. and a comparison rate of 6.36% p.a. (fixed rate). This loan provides flexibility in terms of repayment options, including the ability to make extra repayments, helping you own your car sooner.
• Low-rate car loan: Their low-rate car loan offers the convenience of a competitive interest rate at 7.89% p.a. with a comparison rate of 8.27% p.a. (fixed rate). With this loan, you can have peace of mind, knowing that your repayments will remain stable.
• Flexi-rate car loan: The flexi-rate car loan offers a fixed interest rate of 12.49% p.a. and a comparison rate of 12.78% p.a. This loan provides the flexibility of making extra repayments and carries no monthly fees, allowing you to pay off your loan faster.