Beyond Bank Car Loan
- Car loans up to $80,000
- Low-interest starting from 5.99%
- Repayment up to 7 years
[Accessed July 5, 2023]
About Beyond Bank
Beyond Bank is not your typical bank.
As a 100% customer-owned mutual bank with credit union heritage, they have a unique approach to banking. Their goal is not to be the biggest but to be the best bank for relationships. They prioritise creating value for you and their communities, striving to change lives in the process.
Empowering people, enriching communities
A customer-owned bank where profits serve you and the planet
They value your contributions and support, working together to make their communities better places to live and work. Their focus is on achieving a balance between profit and purpose, ensuring sustainability in their business operations. They’re committed to reducing their environmental footprint and encourage you and their staff to do the same.
As a customer-owned bank, you’re also their shareholder. This means they have no competing interests, and all profits are returned to you through various benefits, including better rates, fairer fees, responsible lending, and exceptional customer service through their highly regarded Internet banking and mobile app.
Beyond Bank's commitment to empowerment
Beyond Bank is dedicated to supporting homeowners, providing great home loan options to help you achieve your dreams of owning a home. They also emphasise community banking, working closely with not-for-profit organisations and community groups to help them thrive. Through their Community Reward Accounts, you can raise funds for your chosen clubs or causes simply by saving.
Their pledge to social and environmental responsibility
As a certified B Corp, they’re proud to use their business as a force for good. They prioritise social and environmental responsibility, meeting the highest standards of performance, accountability, and transparency. They also have a strong commitment to disaster response, offering relief to customers affected by natural disasters and actively volunteering to assist in rebuilding efforts.
Making a difference, one community at a time
Through the Beyond Bank Foundation, they support over 5 000 community groups, addressing significant societal challenges. Since its establishment, the foundation has contributed millions of dollars to these groups through sponsorships, grants, and donations. They’re dedicated to fostering social inclusion and ensuring accessibility to banking services for all Australians.
Beyond Bank Services
Do you have your ideal car in mind?
Regardless of your current situation, Beyond Bank is there to assist you in making it a reality. The Beyond Bank car loan offers flexible financing options, competitive rates, and a seamless application process.
Drive your dream car: Plan and budget with confidence
Empowering you to make informed decisions and secure pre-approval for your ideal car
They recognise the importance of planning and budgeting for a new car. To assist you in making informed decisions, they provide valuable tools and resources which include:
Car budget calculator
Use their car budget calculator to determine what you can afford by researching the on-road and ongoing expenses associated with owning a car. This will provide you with a clear understanding of the financial aspects involved.
Beyond Bank car loan pre-approval
Gain pre-approval for a car loan, enabling you to confidently search for new and used cars within your budget. Having a pre-approved loan amount empowers you to negotiate the best deal.
Experience unbeatable terms
Low-interest rate, flexibility, and faster repayment
Selecting the right car loan is crucial to ensure that you secure the best financing option for your requirements. A Beyond Bank car loan offers a variety of options, loan amounts up to $80k with competitive rates and favourable terms of up to 7 years. The available options include:
- Low-rate special car loan offer: Take advantage of their special car loan offer with a low-interest rate of 5.99% p.a. and a comparison rate of 6.36% p.a. (fixed rate). This loan provides flexibility in terms of repayment options, including the ability to make extra repayments, helping you own your car sooner.
- Low-rate car loan: Their low-rate car loan offers the convenience of a competitive interest rate at 7.89% p.a. with a comparison rate of 8.27% p.a. (fixed rate). With this loan, you can have peace of mind, knowing that your repayments will remain stable.
- Flexi-rate car loan: The flexi-rate car loan offers a fixed interest rate of 12.49% p.a. and a comparison rate of 12.78% p.a. This loan provides the flexibility of making extra repayments and carries no monthly fees, allowing you to pay off your loan faster.
Beyond Bank – Car loan
- Loan Type Car loans
- Interest Rate from 5.99%
- Loan Amount up to $80,000
- Repayment 1 year to 7 years
Benefits of Beyond Bank
- Low interest rates
- Fixed rate options
- Flexible repayment plans
Car loan calculator
Your comprehensive guide to purchasing a car with a Beyond Bank car loan
Beyond Bank believes in equipping you with knowledge and guidance throughout the car-buying process.
Their comprehensive guide covers all the essential information, including:
- Determining your affordability, factoring in on-road costs and running expenses.
- Selecting the most suitable car type to meet your needs.
- Following a test drive and inspection checklist to ensure a wise investment.
- Tips for securing the best price and negotiating confidently.
- Exploring various finance options and understanding the Beyond Bank car loan application process.
Beyond Bank is dedicated to supporting you in realising your car aspirations. Whether you’re ready to apply or require assistance in planning your car purchase, they’re there to assist you.
Accelerate your car dreams
Effortless Beyond Bank car loan application
Applying for a car loan at Beyond Bank is a quick and straightforward process. You can complete their online application in less than 10 minutes. Ensure you have the necessary information about your income, assets, and expenses at hand. Once you submit your application, one of their lending consultants will contact you to guide you through the remaining steps.
To be eligible for a car loan from Beyond Bank, you must meet the following requirements:
- You need to provide proof of your income. This can be done by showing that your income is directly deposited into your Beyond Bank account for a minimum of three months or by submitting your two most recent payslips.
- You’ll be required to provide bank statements for any accounts, loans, or investments you hold with other financial institutions. These statements will help assess your financial standing and repayment capacity.
- If you’re not an existing customer of Beyond Bank, you’ll need to provide identification as part of the application process. This is necessary to establish your identity and ensure the security of the loan transaction.
Explore your borrowing potential
Discover how much you can borrow with ease. Their car loan calculator provides realistic estimates tailored to your lifestyle and income. You can customise your repayment preferences, choosing between weekly, fortnightly, and monthly amounts.
Rest assured, your calculations can be saved, printed, or emailed for future reference, keeping your financial planning organised. Their calculator allows you to expand your knowledge about various car loan options, empowering you to make informed borrowing decisions.
Embark on your car ownership journey
Set your sights on a new car? Beyond Bank offers a wide range of car loans designed to align with your financial capabilities. With low-interest rates, flexible options, and no monthly fees, their car loans are tailored to suit your budget.
Beyond Bank is a trusted & reliable provider of car loans
In our review, Beyond Bank adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.
✅ Beyond Bank is a registered credit provider in Australia: ACL 237856
Customer Reviews & Testimonials
Beyond Bank offered competitive interest rates that were better than other lenders I had researched. The loan application and approval were smooth and efficient. I'm extremely satisfied with Beyo...
— Sydney —
I recently obtained a car loan from Beyond Bank, and overall, I'm pleased with their services. The application process was straightforward and user-friendly. Beyond Bank provided clear and transp...
— Perth —
I highly recommend Beyond Bank for their reliability, transparency, and excellent car loan options.
— Canberra —
Beyond Bank Contact
- 3 Loftus St West Leederville WA 6007 Australia
- Get Directions
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed