Rating based on 17 reviews


  • Short-term loans up to $5,000
  • Low-interest starting from 47.6%
  • Repayment up to 24 months

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Nimble homepage
Author Nimble. Screenshot of Nimble website.
[Accessed May 24, 2023]

About Nimble

If you’re looking for a small or medium loan of up to $5,000 than Nimble is the lender to turn to with their cutting edge processes and simplified personal loans.

Why Nimble?

  • No rolling loans over and no renewal fees
  • Transparent fees and interest rates
  • A leading lender with an impeccable record
  • Flexible loan terms from 62 days to 24 months
  • Loans from $300 to $5,000
  • Repay early with no cancellation fees
  • 100% online loans

Nimble holds an Australian Credit Licence Number and is a responsible lender that will always ensure short term loans are suitable and affordable for customers.

Nimble Services

Nimble is one of Australia’s most popular alternative credit providers that offer loans from $300 to $5,000 100% online.

Their interest rates and fees are flexible and transparent and all costs can be reviewed on their fee statement page. Nimble is very straight forward when it comes to the rates and fees they charge on their short-term loans.

loans of $300 to $2,000

For loans of $300 to $2,000 you’ll incur a charge of 20% of the principal loan amount and a monthly fee of 4% of the principal. You may also be charged $15 for any time a debit does not go through and $5 per day for defaulting.

For loans of between $2,001 and $5,000 you will be charged up to $400 as an establishment fee, an interest of 47.6% (comparison rate 65.66%) and a dishonour or reschedule fee of $15

Nimble – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 47.6%
  • Loan Amount up to $5,000
  • Repayment 62 days to 24 months
  • Decision 60 mins

Benefits of Nimble

  • Affordable short-term loans up to $5,000
  • Flexible loan terms up to 24 months
  • Interest rates starting from 47.6%

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

They offer a variety of financial services and products that are among the best in the country

Nimble offer borrowers loans from $300 to $5,000 with loan repayment terms that range from 2 months to 2 years – depending on loan amount and affordability.

You need to be over 18 and either a resident or citizen of Australia to make an online loan application with this lender. In order to determine if you qualify for a loan, Nimble will review 90 days of your bank account statements, check your income and expenses to ensure you can afford the loan and make sure you're not currently under default on another small personal loan.

Nimble’s loan products

Nimble essentially offers a short-term loan that ranges from $300 to $2,000 and a medium-term loan that ranges from $2,001 to $5,000. Each of these loans is charged differently, as per the above, and they can both be obtained online.

Become a member of Nimble

If you become a member of Nimble you will be able to get a Nimble prepaid Visa card which will give you access to fast cash when you need it – all you have to do is login and apply in just seconds.

Another major benefit of this card, apart from the fact that it can be used anywhere, is that you can keep track of your spending and review the linked feedback and spending graphs - if you wish to.

Apply for credit online

One of the best things about Nimble is that it allows people to get credit online. That’s right! You can simply complete an online loan application and you’ll have cash in your bank account on the very same day.

Repay early and save

With many lenders offering their customers a no-penalty, early repayment opportunity it is easy to take this loan feature for granted. If you repay your Nimble quick loan earlier than expected you will not be penalised and – you can save money!

man holding thumbs up

Nimble is a trusted & reliable provider of short-term loans

In our review, Nimble adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Nimble is a registered credit provider in Australia: ACL 386010

Customer Reviews & Testimonials

February 2019

After I joined the Nimble family I have never looked back. Becoming a member was one of the smartest decisions that I ever made due to all the benefits and perks of lending from them. Thank you N...

Daniel F
— Rockhampton —

September 2018

Nimble has my interests at heart with their fair, affordable and competitive deals. They did not try to sell me a pre-arranged loan but rather sat with me to determine which loan amount, repaymen...

Timothy B
— Redcliffe —

January 2019

Thanks to Nimble I was able to finance the vehicle that I have had an eye on for quite a long time. It is difficult to save in the current financial market and Nimble gave me the boost that I nee...

Mandy S
— Adelaide —

Nimble Contact

Contact Number



Physical Address

Postal Address

  • PO Box 3592, Australia Fair, 4215, Australia

Opening Hours

  • Monday 07:00 – 19:00
  • Tuesday 07:00 – 19:00
  • Wednesday 07:00 – 19:00
  • Thursday 07:00 – 19:00
  • Friday 07:00 – 19:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed