Rating based on 10 reviews


  • Short-term loans up to $1,000
  • Low interest rates
  • Repayment up to 3 months

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Cigno homepage
Author Cigno. Screenshot of Cigno website.
[Accessed May 24, 2023]

About Cigno

In a situation with no way out you do not have to wait for the approval of a personal loan when you can have a short-term loan in no time.

Cigno provides you with convenient, fast, and easy online loan repayment opportunities whereby you can choose from a list of repayment options that would suit your pocket. They provide you with the best interest rates as well as repayment terms that would be fitting to your needs.

Flexible short-term loan

A short-term loan provides for the instant cash you need for urgent expenses. Included in the loan is your loan amount, the lender fees, Cigno fees, and extra fees where applicable. Short-term loans provide cash for a short period of time, usually between 4 to 8 weeks.

Since these types of loans need to be paid back within a year, the interest rate is relatively lower than other loans. The money will also be made available much quicker as it provides for quick needs. The requirements are easy to meet since they only provide small amounts of loans for the clients.

Cigno Services

Cigno Loans provides high approval rates as their motive is to help clients in various circumstances.

They don’t look at your work status, they only ask for specific personal details they need to work through your application. It is the quickest and easiest way to get access to money that you're in need of now as they supply funds within hours.

Flexible loan amount

By using Cigno you will be able to lend anything from $100 up to $1,000  which needs to be paid back within 3 months. These loans give you financial flexibility and help you to pay immediate expenses. When the application has been processed all relevant information will be shared regarding Cigno’s fees and the lender costs. More information regarding this is also available on Cigno’s cost page.

These loans cover any temporary financial problems such as urgent expenses and emergency situations. A short-term loan online can easily be obtained as it is less strict and more convenient for urgent matters.

Cigno – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to $1,000
  • Repayment 3 months

Benefits of Cigno

  • Quick and easy online application
  • Fast loan approval
  • Low interest rates

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick and easy loan application

As soon as you have decided to make use of Cigno, they will assist you from beginning to the end with the best lenders that will work according to your needs.

If a situation arises whereby you will be unable to make a monthly payment, Cigno will be able to arrange a more convenient and affordable repayment term.  As part of the process, there will be made available different types of repayment schedules whereby you can choose according to your affordability. You will be able to receive approval for a loan of up to $1,000 and after you have been approved, your loan will be paid out into your account on the same day.

Quality loan services

Cigno provides assistance until the end and even provides help when repayments can’t be made. They have the client's best interest at heart and make sure to assist with any difficulty within the process.

The cost will depend upon the loan and payment option that the client chooses. Once the quick online loan application has been submitted, the lenders will work on the cost related to the loan. After all, costs have been finalised you have to choose to proceed with the loan or to decline the offer.

Requirements for a short-term loan

Fortunately, there are not many requirements for a short-term loan although your personal details are of utmost importance when applying for these types of loans. Your personal details include your address and contact details as well as 3 months' bank statements.

If any other information will be needed at a later stage Cigno Loans will personally contact the clients and help them to complete and submit the application as quickly as possible. These details that have been shared will be secured so no one else except the agent that assists can have access to it.

Customer Reviews & Testimonials

May 2019

I received the best services online from the comfort of my home. The consultant was so friendly and helpful. Cigno is the best.

De Villiers P
— Perth —

February 2020

Cigno came through for me when l urgently needed money. Their services are fast and efficient. The process was short and l had my money in no time.

Smith K
— Sydney —

August 2019

No hidden costs. their services are transparent. Will recommend it to anyone.

Richards T
— Melbourne —

Cigno Contact

Physical Address

Postal Address

  • PO Box 3362 Australia Fair QLD 4215, Australia

Opening Hours

  • Monday 24 – hours
  • Tuesday 24 – hours
  • Wednesday 24 – hours
  • Thursday 24 – hours
  • Friday 24 – hours
  • Saturday 24 – hours
  • Sunday 24 – hours