MoneyMe

• Short-term loans up to $10,000
• Low-interest starting from 11%
• Repayment up to 36 months

Table of Contents

---

Apply for an Affordable Personal Loan Online

As an online lender, MoneyMe has pulled out all the stops to make sure that customers can apply quickly and easily with minimal effort and – get their loans fast.

This lender is very transparent as is made evident by their clear and easy-to-understand loan fees and interest rates on their costs page.

If you need a personal micro-loan to pay bills, fix your car, go on holiday, make a large purchase or just to tide you over during an emergency – MoneyMe has the fastest loans and the best service you could find.

Reasons to choose MoneyMe:

• Get lower rates for good credit
• You choose how much you want to borrow
• You choose your own repayment term
• 100% online loan application
• Apply in just 5 minutes
• They use Money Buddy to view your bank statements – no printing or faxing needed
• Repay early with no penalty fees
• Complete loan cost transparency

Loan costs

With MoneyMe people with good credit histories will get a lower rate personal loan. How does this work? You will be assigned a number from 1 to 5 based on how good your credit score is and will be assigned an interest rate based on this placement.

While most lenders try to keep their fees, costs and penalty charges a secret – MoneyMe seems to be very open about it.

They will charge the following fees:

• For loans from $2,001 to $10,000 a debit dishonor fee of $15 and a late fee of $15
• For loans of $200 to $2,000 a debit dishonor fee of $25 and a late fee of $5 per day

No credit history?

Banks and most alternative lenders will take no credit history as a negative but MoneyMe is different – they take the fact that you’ve stayed out of debt or haven’t required credit yet as a positive thing and will offer you a lower rate on your short-term loan accordingly.

MoneyMe is a trusted & reliable provider of short-term loans

In our review, MoneyMe adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ MoneyMe is a registered credit provider in Australia: ACL FSP442218