Rating based on 36 reviews

Cash Stop

  • Short-term loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 1 year

In-page navigation

Cash Stop homepage
Author Cash Stop. Screenshot of Cash Stop website.
[Accessed May 24, 2023]

About Cash Stop

Cash Stop is well known for its in-store quick cash loan and pawnbroking offerings – whether you need money to fix your car or pay a bill – they’ll offer you a convenient option.

If you apply for a loan in any one of their branches or, with one of their agents, you will walk away with cash in your hand on the same day.

Cash Stop’s online services

Cash Stop was originally a storefront lender but has not expanded and is accepting online loan applications via its website. Both new and returning customers can now get their short-term loans online from the comfort of their own homes.

Cash Stop is a reliable lender that has a long-standing business with a good reputation. They are known by all their customers to be fast, friendly and extremely efficient – even when dealing with bad credit borrowers.

A range of loan options

If you need a personal loan from $300 to $5,000 one of Cash Stop’s unsecured personal loans will be ideal. If you would like to pawn an item for a cash advance you can do so at any one of their 29 branches across the country.

Cash Stop Services

Cash Stop is a very diversified and flexible lender – offering both in-store and online loan application from as little as $300 to as much as $5,000.

They also offer Western Union international money transfer services, pawn brokering and cheque cashing services. If you’re looking for short-term credit, then Cash Stop is likely to be one of your best and fastest options. Their small advances offer $300 to $2,000 and offer loan terms from 16 days to 12 months.

Medium-term advances

Cash Stop also offers medium personal loans from $2,000 to $5,000 with loan terms from 16 days to 24 months, depending on your repayment abilities.

Interest on short-term loans

The payday loans offered by Cash Stop do not carry an interest rate but are repaid via an establishment fee of 20% of the total value of the loan and 4% of the principal loan amount every month thereafter.

If you’re looking for a medium amount loan you will have to visit a branch or one of their agents to apply since they are not typically approved online. For these loans, your maximum APR is 48% as per industry regulations.

Cash Stop – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 16 days to 1 year

Benefits of Cash Stop

  • Competitive interest rates from 48%
  • Short-term loans up to $2,000
  • Loan term up to 1 year

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

It's easy to appy for a bad credit loan with Cash Stop, contact them today!

As mentioned only short term loan application ranging from $300 to $2,000 can be applied for and obtained online.

If you want a larger loan of up to $5,000 you will have to make use of an agent or go into one of Cash Stop’s branches.

Can you get a loan?

If you’re an Australian citizen or permanent resident, are over the age of 18, have a stable part-time or full-time job with an income of at least $300 that is credited to your bank account every pay period – you can complete an online loan application or make use of a Cash Stop branch.

How to apply

If you’re looking for a payday loan or need a personal loan of up to $2,000 you can visit their website to complete their 4-minute application form.

They will then have to verify your identity and employment details and provide a 90-day bank statement. They will then tell you whether you’ve been approved or not via SMS after which they will send you your loan contract by email to sign digitally.

Upfront cost and fees

As a responsible and ethical lender, they are upfront about all the costs and fees involved in their loans. They know that you do not appreciate an unexpected surprise which is why they do not have any. When it comes to lending they will only lend to those who will be able to afford the repayments on the loan without any problems.

man holding thumbs up

Cash Stop is a trusted & reliable provider of short-term loans

In our review, Cash Stop adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Cash Stop is a registered credit provider in Australia: ACL 389433

Customer Reviews & Testimonials

February 2019

With the efficient assistance of Cash Stop, I was able to get the fast finance I needed. After receiving an unexpected medical bill I did not know how I was going to make it through the month but...

Mike S
— Canberra —

September 2018

I am the type of individual who enjoys being in control of my own finances. Cash Stop afforded me the opportunity to do just this. With their flexible term options, I was able to determine the pe...

Deborah M
— Armidale —

September 2018

This month was a tough month for me but Cash Stop ensured that I would see it through. Thanks to their no-fee early repayment option I will be able to repay the loan by next month!

Tiffany S
— Bathurst —

April 2019

Cash Stop is completely upfront about all of its costs and fees. It is refreshing to consult with a lender who is not out for personal gain but truly cares about the financial wellbeing of their ...

Tim B
— Kempsey —

April 2019

Thanks to Cash Stop’s online application I was able to get the money I needed within the same day that I completed my application. Now that is what I call good and fast service!

Michael M
— Tamworth —

Cash Stop Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday 09:00 – 15:00
  • Sunday – Closed