Rating based on 36 reviews

Rapid Loans

  • Short-term loans up to $25,000
  • Low-interest starting from 48%
  • Repayment up to 24 months

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Rapid Loans homepage
Author Rapid Loans. Screenshot of Rapid Loans website.
[Accessed May 24, 2023]

About Rapid Loans

Rapid Loans is an online alternative credit provider that offers Australians quick loans of up to $25,000 in both an unsecured and secured format.

With an unsecured loan, you will pay slightly more in interest than with a secured loan but you will not be putting your property, car or valuable item at risk for repossession. If you have a bad credit record and, will be unable to secure a loan without providing security, then you can opt for this option.

Bad credit loans

Rapid Loans also lends to people that have bad credit but are able to afford a loan by evidence of their income.

Remember, all lenders are required to verify the credit status of all applicants, their income, their expenses and also their other debts to ensure affordability and suitability.

Simple online process

With an online lender like Rapid Loans, you can apply for your short-term loan online in just a few minutes and get approved within an hour. You will also very likely receive your loan on the very same day or by the next business day.

Rapid Loans Services

Rapid loans offer a range of different loan options from unsecured short-term loans to secured personal loans online to Australians across the country.

Using a lender like Rapid Loans may not be your cheapest option but, it is very likely to be one of the fastest options. They offer loans that range from $2,000 to $25,000 to Australians who can afford the repayments and are not bankrupt or in excessive debt. Why not check outcome of their new topics and article for some useful advice on money matters from reducing expenses to keeping a budget.

Uses for a Loan:

  • Emergency expenses
  • Bills and Fees
  • Debt repayments
  • To buy a car
  • Medical expenses
  • Holiday expenses

Rapid Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $25,000
  • Repayment 6 months to 24 months

Benefits of Rapid Loans

  • Interest rates starting from 48%
  • Short-term loans up to $25,000
  • Flexible loan terms up to 24 months

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a Rapid personal loan 100% online today!

If you need a quick loan there is no place better to get it than online. With lenders like Rapid Loans who offer a 100% online loan applications, you can rest assured that you’ll get the money you need quickly without having to stand in a queue or fill in lots of paperwork.

Calculate your repayments online

Make use of Rapid Loans’ online loan repayment calculator to help you determine the best mix between the loan amount and loan repayment term.

This will not only ensure that you can easily afford the repayment but will help you budget better and choose the most suitable option for your current financial situation. Although it is quite difficult to find a definitive and reliable loan cost or loan comparison rate on their site – they have provided a few examples for customers to consider.

Need assistance?

If you need assistance with your online loan application or just have a question about a new or existing loan you can call Rapid Loans during business hours and they will quickly and efficiently sort you out.

Other credit products

In addition to short-term loans and quick cash loans which can be obtained online, Rapid Loans also offer business loans and car loans to customers who qualify.

This lender is particularly good for people that have a bad credit score or have been turned down for a loan in the past.

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Rapid Loans is a trusted & reliable provider of short-term loans

In our review, Rapid Loans adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Rapid Loans is a registered credit provider in Australia: ACL 388847

Customer Reviews & Testimonials

October 2018

I receive the second chance that I needed with the help of Rapid Loans. I thought that I would not see it through the month but, thanks to Rapid Loans, I pulled through.

Marshall D
— Queenstown —

January 2019

Rapid Loans was recommended to me by a friend due to their efficiency and thoroughness. I am happy to return the favour I was given by recommending them to others. An easy five stars in my book!

Melanie A
— Devonport —

December 2018

Rapid Loans may be an online lender but their telephonic customer service is impressive. I felt calm throughout the entire application thanks to the wonderful employee who assisted me. Wonderful ...

Stephen M
— Stanley —

Rapid Loans Contact

Physical Address

Postal Address

  • PO Box 429, Miami, 4220, Australia

Opening Hours

  • not available