Rating based on 22 reviews

My Cash Finance

Updated
  • Personal loans up to $10,000
  • Pre-approval in 5 minutes
  • Repayment up to 12 months

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My Cash Finance homepage
Author My Cash Finance. Screenshot of My Cash Finance website.
[Accessed May 24, 2023]

About My Cash Finance

My Cash Finance offers personal loans of between $1600 and up to $10,000.

My Cash Finance is a small business loan provider associated with the Australian Securities & Investments Commissions (ASIC). They operate using a credit license, which permits them to deliver online loans to anyone residing anywhere in Australia. They have a panel of experts available 24/7 to offer assistance to their existing customers and potential clients. My Cash Finance exists to financially combat those unprecedented rainy days.

Quick pre-approval method

My Cash Finance pre-approval form helps you know if you qualify for a loan before applying. Before you proceed to the application, simply test your eligibility for a personal loan with their five-minute form.

Immediate cash transfer

The money will be in your bank account on the same day that your personal loan is approved and once you have signed the contract.

 

 

 

My Cash Finance Services

My Cash Finance can help you restore your financial freedom by approving you for the perfect personal loan.

They have helped thousands of Australians resolve their financial problems and assisted them with cash shortfalls.

Uncomplicated, quick pre-approval loans

What makes My Cash Finance unique is its uncomplicated, quick pre-approval system. Once you have completed your details in the loan application, they will contact you just minutes afterwards. Once you have been approved and signed the loan agreement, they will pay the money into your account on the same day. They are also inclusive towards individuals with bad credit scores because they believe that everyone deserves another chance and has the means to make it happen.

Easier loan repayment terms

The loan repayment with My Cash Finance has never been easier or more accommodating. You are allowed to repay your personal loan between one and twelve months. They will ensure that the repayment scheme is centred around your budget and your lifestyle, and you will never pay more than you can afford.

 

My Cash Finance – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $10,000
  • Repayment 12 months

Benefits of My Cash Finance

  • Fast funding
  • Bad credit is welcome
  • Online application

Personal loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Solve your financial problems today

Their pre-approval system allows for zero commitment while assessing whether you are eligible for a personal loan.

This excludes a credit check unless you choose to proceed further. My Cash Finance is aware that when you need a personal loan, you are likely already under stress, and therefore they ensure that the process is as straightforward as possible.

You only need to provide three documents via email or fax: your income payslip, business certificate or Centrelink statement, proof that you have an asset, and finally, your ID, driver's license, or passport. It couldn't be simpler. All you need to guarantee your application approval is a motor vehicle or a mortgaged property and that you receive a minimum of $600 weekly from either a salary, your business, or other. 

My Cash Finance – Personal Loans available in minutes

Australia’s My Cash Finance can help you fund any purchases or last-minute expenses immediately. Most people will require money that they do not have on hand at least once in their lifetime. My Cash Finance is a quick and convenient way to remedy such unexpected expenditures and bridge those gaps for you.

Traditional banking institutions are more complex and rigid, and they might not necessarily be willing to assist you or evaluate your circumstances. Moreover, their processes involve far more documentation, detailed credit financial history and might only process your application after several weeks. My Cash Finance can provide that fast cash fix when you need it.

One-on-one assistance at all times

The specialist's name and personal contact information are provided to the client to keep in touch and remain up-to-date on the proceedings. This will also ensure that you can get in touch with your specialist at any time should you require any assistance.

Instead of talking to a random, unknown automated operator from a call centre, you can now speak to someone familiar with your situation. You won't have to repeat the same points every time because the My Cash Finance team prioritizes the borrowing experience and ensures that their customers are known and understood.

Specialized and customized personal loans for you

My Cash Finance offers sound personal loans online tailored to your individual situation. Each of their personnel has been selected based on their knowledge and experience in microfinance management. An esteemed specialist will support clients to assist with the loan process from the beginning to completion to minimize any hassles.

One-on-one assistance at all times

The specialist's name and personal contact information are provided to the client to keep in touch and remain up-to-date on the proceedings. This will also ensure that you can get in touch with your specialist at any time should you require any assistance.

Instead of talking to a random, unknown automated operator from a call centre, you can now speak to someone familiar with your situation. You won't have to repeat the same points every time because the My Cash Finance team prioritizes the borrowing experience and ensures that their customers are known and understood.

Thoughtful customer service

The My Cash Finance Team is client-orientated and cares about their financial needs above all else. Their trustworthy specialists are on-call for any queries or assistance for their customers. If you need a consultation about your credit status, the application process, or anything else relating to your personal loan, get in touch with their call centre immediately. Their 24-7 availability means that you can contact them from anywhere at any time without a waiting period or delay.

Customer Reviews & Testimonials

June 2020

I needed immediate cash for last-minute expenses, My Cash Finance was absolutely brilliant, thank you

Hank L
— Cairns —

May 2019

The best call center service I have ever received. My query was solved immediately without any hassle.

Jim R
— Perth —

July 2020

A simple, straightforward loan application process made my life much easier when I needed funds on the same day.

Kelly I
— Sydney —

My Cash Finance Contact

Contact Number

  • not available
  • (02) 9018 1048

E-Mail

Website

Physical Address


Postal Address

  • P.O. Box 94, , Hurstville BC, NSW 1481, Australia

Opening Hours

  • Monday 09:30 – 17:45
  • Tuesday 09:30 – 17:45
  • Wednesday 09:30 – 17:45
  • Thursday 09:30 – 17:45
  • Friday 09:30 – 17:45
  • Saturday – Closed
  • Sunday – Closed