St George

St.George is part of the Westpac Group and offers customers a range of banking, lending, insurance, wealth management and savings products and services.

They work with large corporations, businesses and individuals taking care of all of their customer’s financial needs with everything from everyday transactional accounts to big property and home loans.

An award-winning lender

St.George has won an award for just about anything and everything imaginable from their contact centre to their MasterCard credit card that won the cheapest balance transfer card and their Vertigo credit card that won the cheapest credit card with Money Magazine.

St George: A history of excellence

Building society origins and expansion

St George, founded in 1937 in the suburbs of Southern Sydney, began its journey as a cooperative building society. Over the years, it steadily grew in prominence, gaining full banking status in 1992.

Throughout its early history, St George expanded its reach through mergers and acquisitions, solidifying its position as Australia's foremost building society.

In 1989, the St George Foundation was established, channelling resources to enhance the lives of Australian children through charitable initiatives. To date, the Foundation has donated over $35 million to support various causes.

Merging with Westpac: A new chapter

In 2008, St George embarked on a transformative path by merging with Westpac Banking Corporation. This merger resulted in the formation of the Westpac Group, Australia's leading financial services organisation.

They then emerged as a major division within the group, contributing significantly to its operations. With a shared commitment to excellence in governance, St George and Westpac uphold high standards of transparency, fair dealing, and stakeholder protection.

St George boasts a rich history as a financial institution, evolving from a building society to a full-service bank. Through its merger with Westpac, it has become a prominent division within Australia's leading financial services organisation.

With a strong commitment to governance and community support through initiatives like the St George Foundation, they continue to provide a comprehensive range of banking services to its customers across Australia.

Finding out more

It's easy to find out more information about St George by simply contacting them via their call centre, visiting a local branch or browsing their website. It has a large amount of information regarding their personal loans, credit cards, accounts, investments and insurance products among others.

St.George offer personal loans that range from $2,000 to $50,000 with loan terms of between 1 and 7 years depending on loan amount, financial status and affordability.

Their personal loans are ideally suited to consolidate debt, buy a car, pay for a wedding or event, and travel abroad.

With a StGeorge personal loan, you have the flexibility to meet your financial needs, whether it's purchasing a car, renovating your home, consolidating debts, or any other general purpose.

Which St George personal loan is right for you?

There are two types of personal loans available: unsecured personal loans and secured personal loans. They offer both options so they can accommodate both those who are homeowners and those who are not.

Unsecured personal loans

These do not require collateral and offer personalised rates, with fixed and variable options ranging from 6.89% p.a. to 19.99% p.a. (comparison rate 8.01% p.a. to 21.02% p.a.). Borrowers can obtain amounts ranging from $2,000 to $50,000, with repayment terms of 1 to 7 years.

This loan offers flexibility for various purposes such as home renovations or vehicle purchases. Applying online takes only 20 minutes (or 10 minutes for existing customers), and you'll receive a prompt response. Personalised rates are available based on your credit history and application particulars.

Secured personal loans

On the other hand, the secured option allows you to use your car as security to obtain lower interest rates (conditions apply).

These loans offer fixed rates ranging from 6.49% p.a. to 12.99% p.a. (comparison rate 7.61% p.a. to 14.06% p.a.) and allow borrowing amounts from $3,000 to $100,000, with the same repayment terms as unsecured loans.

Consider opting for a secured St George personal loan, offering a lower interest rate compared to unsecured loans. This loan is suitable for purchasing a new or used car, and you may be able to borrow extra funds for insurance and registration. Apply online in about 20 minutes (or 10 minutes for existing customers), and upon approval, provide car details and visit a branch to finalise the loan.

Apart from their competitive range of fast loans as described above, you can enjoy low-rate credit cards, home loans with flexible terms, business loans and overdrafts, savings and investment accounts as well as a complete range of banking services and everyday transactional accounts.

Consider your needs before making an application

It's important for you to consider your individual circumstances before applying for a St George personal loan.

The interest rates mentioned are subject to change, and you should review the product disclaimer, terms and conditions, and understand the associated fees, charges, and eligibility criteria.

St.George provides personalised pricing for some customers, based on their credit history and application information. This approach allows for tailored loan rates to provide a better rate to more individuals.