Rating based on 5 reviews

Goldfields Money

  • Personal loans up to $100,000
  • Low-interest starting from 10.30%
  • Repayment up to 60 months

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Goldfields Money homepage
Author Goldfields Money. Screenshot of Goldfields Money website.
[Accessed May 24, 2023]

About Goldfields Money

Goldfields Money has a history spanning 3 decades and initially started as a credit union before it became a regular financial institution in 1996.

Having started off as a credit union it’s not difficult to understand where their determination to offer their customers the lowest rate products on the market comes from. Whether we’re looking at their credit cards, home loans or personal loans you will find that Goldfields even beats the interest rates offered by some of the largest banks in the country.

Expanding to pert

For those Australians who live in the Western parts of the country, there is good news – Goldfields Money is now expanding to Pert and will cover an even greater area.

Available calculators include:

  • For home and personal loans they have a loan comparison calculator, extra repayment calculators, a lump sum calculator, a split loan calculator and a loan repayment calculator among many others
  • A stamp duty calculator
  • A budget planner calculator, a term deposit calculator and a comparison rate calculator  

Goldfields Money Services

One of the things you’ll note about Goldfields Money is that even though they offer all the products and services that any Australian or international bank does they still have the rates and personalized service that you would only typically find at a credit union.

Personal loans

Whether you’re looking to redo your kitchen, buy a car or simply pay for a weekend away you can find a personal loan that meets your needs with Goldfields Money.

They have a mortgage secured personal loan that comes at an incredibly low rate of 5.50% per annum, a secured loan (car or other) that comes at a rate of 10.30% per annum and an unsecured loan that come at a rate of 12.99% per annum.

Credit cards

One of Goldfields most celebrated products is their Money Credit Cards which offer either maximum rewards or a super low-interest rate. Their credit cards offer platinum benefits, low rates, low fees and additional perks like insurance and extended purchase protection. Goldfields Money also offers highly competitive business loans to Kalgoorlie, Esperance and Pert SME’s who require finance that is both affordable and flexible.

Goldfields Money – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 10.30%
  • Loan Amount up to $100,000
  • Repayment 24 months to 60 months

Benefits of Goldfields Money

  • Flexible loan term up to 60 months
  • Competitive interest from 10.30%
  • Personal loans up to $100,000

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Our personal loans are among the most flexible and versatile in Australia

When you’re looking to get an account or take out any form of personal credit one of the most important things to do is to research the various products out there and make an accurate comparison.

With Goldfields Money this is very simple since they have a complete range of PDF’s available on their website that discloses their rates and fees in a very clear and concise manner.

Complete Transparency

The most concise and comprehensive of the rates and fees PDF’s is their business accounts and loans PDF which clearly indicated all the various charges that a business could incur.

Applying for a Loan

You can apply for a quick loan with Goldfields by completing their online loan application in just a few minutes.

This means you do not have to necessarily make your way to a branch or waste any time waiting in a queue or filling in any paperwork.

Top Benefits of Goldfields Loans:

  • You can apply online or in a branch
  • You get low-interest rates and low fees
  • Choose from secured or unsecured options
  • Get your loan in just 1 business day
  • Benefit from term flexibility

Loan calculators and resources

You can make use of a variety of loan and savings calculators on Goldfield’s website which can assist you in deciding which loan is right for you, how much to borrow and for how long.

Whether you choose to take a secured or unsecured loan option you will not be disappointed. The type of loan option you choose will depend greatly on your personal circumstances, your preferences and your financing needs. Luckily for you, our staff is well versed in all our financial options and will assist you to decide which option is the best for your individual situation.

man holding thumbs up

Goldfields Money is a trusted & reliable provider of personal loans

In our review, Goldfields Money adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Goldfields Money is a registered credit provider in Australia: ACL 246884

Customer Reviews & Testimonials

September 2018

Even though they are no longer a credit union I still feel like a part of the Goldfields family. They are always looking out for me and my family ensuring that we have the best possible deal avai...

Michael P
— Broome —

March 2019

Goldfields offer the friendly service that I have grown to love. They always know what is best and their staff is always ready to answer a question or ease a concern.

Miranda L
— Kempsey —

Goldfields Money Contact

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Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed