Rating based on 12 reviews

Jacaranda Finance

  • Personal loans up to $15,000
  • Low-interest up to 48%
  • Repayment up to 24 months

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Jacaranda Finance homepage
Author Jacaranda Finance. Screenshot of Jacaranda Finance website.
[Accessed May 24, 2023]

About Jacaranda Finance

As an award-winning lender, Jacaranda Finance gives Australians the financial flexibility to meet their financial needs, and they do so by offering innovative and intuitive solutions.

They understand the challenges of surviving life’s unforeseen emergencies and the frustration of being financially confined when deemed ineligible for personal funding by major banks. Jacaranda Finance provides consumers with easily accessible financial products that support their current economic circumstances. The personalized application process creates a stigma-free space for consumers to pursue financial support while introducing customers to a new era of financial inclusion.

100% Online personal loans in AUS

Jacaranda Finance is 100% online, meaning no long queues, quick turnaround around time, and 24-hour support available to attend to all your pressing questions and concerns. Inspired by a vision to transform the personal finance industry, Jacaranda Finance has helped ease the stress and worry of accumulating expenses and limited disposable income.

Offering easy-to-manage financial products that help their consumers eliminate the emotional toll of financial restrictions. In a nutshell, they aim to provide simple and transparent solutions, which mobilize cash-strapped consumers.

Personal loans designed for Australians

The personal financing industry is riddled with funding models that provide consumers with unsustainable financial products. Putting a large group of people under more financial strain. At Jacaranda Finance, qualified professionals take you through the entire loan application process. They tailor your loan offer to suit your current financial position making sure you can afford and manage your loan without worrying about hidden costs or clauses.

Jacaranda Finance Services

Personal loans can support you through difficult financial circumstances.

It can be used for home renovation or something as simple as a weekend away. It is a cost-effective, versatile loan type. Personal loans at Jacaranda Finance aim to get money to the consumer in a fast and simple manner. Jacaranda Finance makes the entire process as transparent as possible by giving applicants all the necessary details to confirm their eligibility for a loan as well as what is needed to complete their application.

Affordable online car loans

Purchasing a vehicle is an important and necessary undertaking for many individuals. Being able to do so with a trusted lender gives consumers the luxury of focusing on choosing a safe and suitable car instead of worrying about pinching pennies and ending up stranded with additional financial burdens. Making the right choices at the very outset can guarantee your independence both on the road and in your bank account.

One easy-to-manage debt repayment

Managing multiple accounts can be overwhelming and it becomes increasingly difficult to keep track of how much you owe with multiple debit orders going off at various times throughout the month. A consolidation loan can help organize your finances by doing just as the name suggests, consolidating all the little payments into one easy-to-manage payment. This plays a major role in simplifying monthly budgets and allows the consumer to plan more efficiently while giving you a reasonable timeframe to settle all your debt.

Easy-to-apply for secured loans

For consumers looking for larger loan amounts, a secured loan can make large amounts of funding available for those larger financial constraints. Secured loans use a personal asset as collateral, which is used to secure your loan. Jacaranda Finance accepts a range of assets as collateral such as motor vehicles, boats, or caravans.

Jacaranda Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 48%
  • Loan Amount up to $15,000
  • Repayment 12 months to 24 months

Benefits of Jacaranda Finance

  • No charges for early payment
  • Fast decision making
  • Immediate cash payout soon after approval

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Transparent online personal loans that are fast and easy to apply for

The entire application process is completed online, meaning consumers can get urgent financial support without leaving home.

As they work with sensitive information and delicate financial matters, they have taken every precaution to ensure consumers can interact with their team in a safe and secure digital space. Their trained professionals add a personal touch to the application process by carefully assessing your financial profile and tailoring your loan to only what you can afford.

Jacaranda Finance believes in providing responsible financial products that can strengthen the consumers’ financial portfolio. Their application process is completely free regardless of the outcome. Each application is given personalised inspection and handled by a trained professional with your best financial interest at the forefront of the application assessment.

Short-term personal loans

Jacaranda offers short-term loans to thousands of Australians in need of financial assistance with quick turnaround times designed to meet the urgency of your financial requirements. Their services reflect the multi-faceted needs of the modern consumer. Whether you need to free up some cash with the help of a personal loan or need a hand to purchase a vehicle to get moving, Jacaranda Finance has a loan product available to meet your specific financial needs in a matter of minutes.

Calculating loan affordability

Before saddling you with a loan you cannot afford, they carefully and discreetly analyse the documentation provided to get a clear understanding of your financial position. In this way, Jacaranda Finance can offer consumers loans customised to their circumstances. Communication is extremely important and they understand financial circumstances are fickle and change with little or no warning. Their industry professionals are on call around the clock to ensure you get helpful and prompt assistance with all of your personal loan concerns.

Representative example

Examples only provide an estimate, not an offer for credit. The amount you can borrow as well as the rate you receive may vary once you complete an application and all relevant details are captured and verified. Example figures may be rounded. Based on a personal loan of $10,000 over 36 months and a comparison rate of 48%, total fees and charges total $9,038.96 and a total repaid of $19,038.96. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Jacaranda Finance is a trusted & reliable provider of personal loans

In our review, Jacaranda Finance adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Jacaranda Finance is a registered credit provider in Australia: ACL 456404

Customer Reviews & Testimonials

April 2020

l was having a hard time financially, but Jacaranda finance was there to help me

Alice M
— Perth —

August 2019

They have fast and friendly services and they are so reliable. Whenever l need a loan Jacaranda finance is the place to go

Luca C
— Adelaide —

July 2020

l was really in need of cash quickly so l could purchase something, with Jacaranda you get your money instantly.

Harris M
— Melbourne —

Jacaranda Finance Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 16:00
  • Sunday – Closed