Rating based on 31 reviews


  • Personal loans up to $50,000
  • Low-interest starting from 6.19%
  • Repayment up to 7 years

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Bankwest homepage
Author Bankwest. Screenshot of Bankwest website.
[Accessed May 24, 2023]

About Bankwest

From private banking to Android Pay – as a client of Bankwest you'll have access to everything that the Australian banking market has to offer.

Bankwest’s website is filled with helpful information, advice on budgeting, loan calculators and detailed loan product information. Their website is relatively easy to navigate and their online banking facilities are secure, simple and user-friendly.

Code of practice

As a part of one of the largest banking corporations, Bankwest subscribes to and abides by the Banking Code of Practice which lays out how you must be treated and what can and cannot be done on everything from Bankwest personal loans, home loan transfers and remortgages to account fees.

Save and invest

Apart from all of their lending and transactional services like quick loans and everyday accounts they also offer very competitive interest rates and trustworthy investment products which are, in their own words, designed to help you achieve your goals faster.

Seamless Bankwest personal loans application with a $0 fee

Transparent process, fixed rates, and flexible terms 

With a simple and transparent application process and a $0 application fee (other fees may apply), they make it easier for you to access the funds you need. Their fixed-rate loans provide certainty, ensuring you know exactly what your repayments will be. You also have the flexibility to choose the loan term and repayment frequency that suit your needs, whether it's three, four, five, six, or seven years.

Bankwest Services

Bankwest is part of one of Australia’s big four and has the resources, technology and foresight to bring you the latest and most competitive products and services.

This bank offers personal loans from $5 000 to $50 000 with loan terms that range from a year to 7 depending on loan amount and budget.

Credit cards

If you’re looking to apply for a credit card – whether it’s for a new purchase or to accumulate rewards – this lender has a range of competitive credit cards starting from their low-rate Breeze MasterCard to their Qantas rewards card.

Other bank services

In addition to offering Bankwest personal loans, they also offer transactional, savings and investment accounts, home loans, credit cards and insurance for individuals.

Turn your dreams into reality with the Bankwest personal loan service

Competitive rates and flexible options to make your grand plans possible

Make those grand plans a reality with Bankwest's personal loan service. Their fixed-rate loans offer a competitive interest rate of 9.99% p.a. and a comparison rate of 10.33% p.a. Whether you opt for a secured or unsecured loan, the Bankwest personal loan provides the financial support you need to achieve your goals.

Bankwest – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 6.19%
  • Loan Amount up to $50,000
  • Repayment 12 months to 7 years

Benefits of Bankwest

  • Convenient loan term of up to 7 years
  • Quick and easy online loan applications
  • Low interest from 7.80%
  • Bankwest personal loans up to $50 000

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Simply browse their website to find the best match for you

As mentioned, Bankwest has made it possible for people to get credit by completing an online loan application.

If you're over 18, are an Australian citizen or resident and have a regular income that's deposited straight to your bank then you qualify to apply for a loan with this lender.

Own a small business?

If you own a small business then Bankwest can offer you a range of business loan products and services to help you manage cash flow and grow your business.

Whether you’re looking to import or export, apply for a business transactional account or arrange for an overdraft to help make your cash flow improve – they can assist you.

Information you'll need

When filling in their application you must provide all your personal, contact and employment information.

You'll then need to provide income and expense specifics as well as declare any existing debts that you have.

New customers – documents

While existing customers who have anything from a home loan or Bankwest personal loans to transactional accounts can apply immediately without providing any additional documents. New customers have to provide two forms of ID, their bank statements and even pay slips.

Qualify for credit

Understanding qualification criteria for lending products

It's important to keep in mind that different lending products have different requirements and that meeting the listed general requirements does not mean you'll qualify for a credit card, home loan or Bankwest personal loans.

Supporting the community

Bankwest is big on supporting their local communities in a way which truly makes a big impact. From donating computers and hardware to local schools to supporting charities and local events, they get involved to make their presence felt.

man holding thumbs up

Bankwest is a trusted & reliable provider of personal loans

In our review, Bankwest adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Bankwest is a registered credit provider in Australia: ACL 234945

Customer Reviews & Testimonials

October 2018

For assistance with all of my financial needs – large or small – I have always turned to Bankwest. They will always be the bank that I can trust with everything.

Susan W
— Canberra —

March 2019

I was tired of being treated like a number in the system at my old bank so I made the transfer to Bankwest and could not be happier. They even helped to transfer my accounts over making the entir...

Ted D
— Newcastle —

Bankwest Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box E237, Perth, 6841, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed