- Personal loans up to $50,000
- Low-interest starting from 6.19%
- Repayment up to 7 years
[Accessed May 24, 2023]
From private banking to Android Pay – as a client of Bankwest you'll have access to everything that the Australian banking market has to offer.
Bankwest’s website is filled with helpful information, advice on budgeting, loan calculators and detailed loan product information. Their website is relatively easy to navigate and their online banking facilities are secure, simple and user-friendly.
Code of practice
As a part of one of the largest banking corporations, Bankwest subscribes to and abides by the Banking Code of Practice which lays out how you must be treated and what can and cannot be done on everything from Bankwest personal loans, home loan transfers and remortgages to account fees.
Save and invest
Apart from all of their lending and transactional services like quick loans and everyday accounts they also offer very competitive interest rates and trustworthy investment products which are, in their own words, designed to help you achieve your goals faster.
Seamless Bankwest personal loans application with a $0 fee
Transparent process, fixed rates, and flexible terms
With a simple and transparent application process and a $0 application fee (other fees may apply), they make it easier for you to access the funds you need. Their fixed-rate loans provide certainty, ensuring you know exactly what your repayments will be. You also have the flexibility to choose the loan term and repayment frequency that suit your needs, whether it's three, four, five, six, or seven years.
Bankwest is part of one of Australia’s big four and has the resources, technology and foresight to bring you the latest and most competitive products and services.
This bank offers personal loans from $5 000 to $50 000 with loan terms that range from a year to 7 depending on loan amount and budget.
If you’re looking to apply for a credit card – whether it’s for a new purchase or to accumulate rewards – this lender has a range of competitive credit cards starting from their low-rate Breeze MasterCard to their Qantas rewards card.
Other bank services
In addition to offering Bankwest personal loans, they also offer transactional, savings and investment accounts, home loans, credit cards and insurance for individuals.
Turn your dreams into reality with the Bankwest personal loan service
Competitive rates and flexible options to make your grand plans possible
Make those grand plans a reality with Bankwest's personal loan service. Their fixed-rate loans offer a competitive interest rate of 9.99% p.a. and a comparison rate of 10.33% p.a. Whether you opt for a secured or unsecured loan, the Bankwest personal loan provides the financial support you need to achieve your goals.
Bankwest – Personal loan
- Loan Type Personal loans
- Interest Rate from 6.19%
- Loan Amount up to $50,000
- Repayment 12 months to 7 years
Benefits of Bankwest
- Convenient loan term of up to 7 years
- Quick and easy online loan applications
- Low interest from 7.80%
- Bankwest personal loans up to $50 000
Personal loan calculator
Simply browse their website to find the best match for you
As mentioned, Bankwest has made it possible for people to get credit by completing an online loan application.
If you're over 18, are an Australian citizen or resident and have a regular income that's deposited straight to your bank then you qualify to apply for a loan with this lender.
Own a small business?
If you own a small business then Bankwest can offer you a range of business loan products and services to help you manage cash flow and grow your business.
Whether you’re looking to import or export, apply for a business transactional account or arrange for an overdraft to help make your cash flow improve – they can assist you.
Information you'll need
When filling in their application you must provide all your personal, contact and employment information.
You'll then need to provide income and expense specifics as well as declare any existing debts that you have.
New customers – documents
While existing customers who have anything from a home loan or Bankwest personal loans to transactional accounts can apply immediately without providing any additional documents. New customers have to provide two forms of ID, their bank statements and even pay slips.
Qualify for credit
Understanding qualification criteria for lending products
It's important to keep in mind that different lending products have different requirements and that meeting the listed general requirements does not mean you'll qualify for a credit card, home loan or Bankwest personal loans.
Supporting the community
Bankwest is big on supporting their local communities in a way which truly makes a big impact. From donating computers and hardware to local schools to supporting charities and local events, they get involved to make their presence felt.
Bankwest is a trusted & reliable provider of personal loans
In our review, Bankwest adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.
✅ Bankwest is a registered credit provider in Australia: ACL 234945
Customer Reviews & Testimonials
For assistance with all of my financial needs – large or small – I have always turned to Bankwest. They will always be the bank that I can trust with everything.
— Canberra —
I was tired of being treated like a number in the system at my old bank so I made the transfer to Bankwest and could not be happier. They even helped to transfer my accounts over making the entir...
— Newcastle —
- 50 William St Perth WA 6000 Australia
- Get Directions
- PO Box E237, Perth, 6841, Australia
- Monday 09:00 – 17:00
- Tuesday 09:30 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed