ANZ

As one of Australia’s largest and most competitive banks, ANZ offers some of the lowest-rate personal loans on the market.

It's commonly referred to as Australia’s “big four” as it's one of the top 4 banks in the country with a large market share. They operate in 34 countries and have a vast and varied network of partners across the globe. Their current Chief Executive Officer is Shayne Elliott.

A leading banking institution

They also offer the most cutting-edge and competitive banking and lending products in Australia. This includes everything from the ANZ personal loan and home loans to foreign exchange and credit cards with maximum rewards points.

Empowering financial success: ANZ's unparalleled expertise, trust, and purpose

ANZ is a leading provider of banking and financial products, serving over 8.5 million retail and business customers across more than 30 markets. Their expertise in the industry, coupled with their wide range of products and services, positions them as a trusted bank. What truly sets them apart is their people, purpose, values, and culture, which embody the spirit of ANZ.

Ensuring compliance and transparency in financial operations

Safeguarding their commitment to regulatory compliance and responsible practices

As an authorised non-operating holding company under the Australian Banking Act, ANZ Group Holdings Limited oversees its operations and ensures compliance with regulatory requirements. They're committed to maintaining a strong governance framework, adhering to international standards such as the USA Patriot Act and the Automatic Exchange of Information. Their dedication to transparency and responsible practices is evident in their ANZBGL FATCA GIIN Listing.

Whether you own a business or need an everyday transactional account with all the bells and whistles, ANZ can offer you the banking and credit services that you need.

Apart from their personal, home, and car loans they also offer loans for debt consolidation, savings and transactional accounts as well as credit cards, overdrafts and insurance at competitive rates.

The fixed interest rate for an ANZ personal loan

With a fixed-rate loan from ANZ, you can rest assured that you'll not be affected by interest rate hikes and can effectively budget and plan for the life of the personal loan.  The current fixed rate interest rate is 13.95% with a comparison rate of 14.81% per annum. ANZ also offer vehicle finance which they categorise as separate from their fast loans. The rate for these loans starts from as low as 6.99%.

Unlock your financial potential with an ANZ Personal Loan

Customised rates, flexibility, and transparent terms

Their interest rate range signifies the minimum and maximum rates applicable. Your personalised interest rate will depend on their comprehensive assessment of your credit score, which will be confirmed in your Letter of Offer if approved. They provide transparency and full terms and conditions to ensure you have all the necessary information before making a decision.

An ANZ personal loan offers an array of advantages. By estimating your interest rate based on your credit score, you can gain a clearer understanding of your potential loan terms. With borrowing options ranging from $5 000 to $50 000 and repayment periods from 1 to 7 years, you have the flexibility to choose a loan that best suits your needs. ANZ provides same-day cash access when approved in-branch by midday on weekdays, empowering you to take control of your financial journey.