BOQ

As one of Australia’s longest-standing banks – the Bank of Queensland (BOQ) has evolved over the years offering a larger range of products and services, increasingly simple and innovative technologies and better ways to do everyday banking.

With so many regional banks having been bought over by larger banks like Westpac and NAB, it's very unique to come across a regional bank that's still independently owned and – BOQ is one of these unique cases.

BOQ's commitment to developing long-term relationships

Tailored solutions: Providing value and meeting customer needs

Another one of the main things that set BOQ apart from other large banks is the fact that their approach involves developing long-term relationships with their customers.

They believe that every customer should receive products that offer them value and meet their needs from home loans to short-term credit.

Start saving early

BOQ believes that it's never too early to start saving and has created a savings account specifically for children. This account is designed to teach them the principles and value of savings from a young age.

In addition to a savings mindset – BOQ’s range of financial products and services are designed to be simple and to meet the needs of customers.

BOQ works with both individuals and businesses offering some of the country’s most competitive interest rates and services on business and personal cash loans.

Bank of Queensland offers customers both secured and unsecured personal loans.

The unsecured fixed personal loan currently has an interest rate of 12.39% and the unsecured variable rate has an interest rate of 12.95% per annum.

Unlocking your financial potential: BOQ's secured personal loans

Flexible rates and tailored solutions for your financial journey

BOQ has fixed and variable rate personal loans that are secured on your mortgage with rates of 10.99% for the fixed and 9.54% for the variable rate. You can also get a car loan with BOQ with fixed rates as low as 7.39%.

That being said, the rates described above do not take into account any rates and fees so you can visit the lender’s website and review the listed comparison rates for all of their loan products.

Credit cards

In addition to the fantastic range of BOQ personal loans, they also offer 3 high-value credit cards that can stand in the place of a quick loan if needed.

These credit cards are:

• The BOQ Platinum Visa offers an incredible 0% interest on balance transfers for a period of 18 months
• The BOQ Blue Visa credit card offers a 44-day interest-free period on purchases and a credit limit of up to $10,000
• The BOQ Low-Rate Visa