Rating based on 31 reviews


  • Interest free period
  • Cash back rewards
  • Low-interest starting from 5.70%

In-page navigation

BankVic homepage
Author BankVic. Screenshot of BankVic website.
[Accessed May 26, 2023]

About BankVic

BankVic is one of the best banks to go to if you are looking for a way to quickly achieve any financial goals you may have.

Humble beginnings

BankVic started forty years ago in 1974 and originally was formed to improve the Victoria Police Members and their families’ financial wellbeing.  After forty years their services extended to the public, emergency and health sectors.

BankVic has $1.5 billion in assets and have approximately 100 000 members so even though they are big enough to matter but they are still small enough to ensure they have their clients best interests at heart.

Still going strong

They have never ever needed to foreclose on any home loan even after forty years of service. Their aim is always to make sure that their clients are happy with the service they receive.

BankVic has a certain standard that they have for their clients. They aim to serve and strengthen their community while building healthy financial communities. They want to ensure that their community is not only happy but environmentally, socially and financially sustainable.

BankVic Services

Bank Vic offers two types of credit cards – a silver credit card with no annual fees and a gold credit card with a very low $50 annual fee. These cards are great for those who want an affordable card but still want to earn cashback rewards on their everyday purchases.

BankVic offers a range of services for all their clients so that they have a variety to choose from.

  • Internet Banking
  • Mobile Banking
  • Telephone Banking
  • ATMs and eftpos
  • Payments and Transacting
  • Everyday Banking
  • Personal loans
  • Credit Cards
  • Savings and Term Deposits
  • Insurance
  • Wealth Management

Are you eligible for a credit card?

Being eligible for a credit card is the very first step to applying for one. BankVic has certain things that are needed before you can apply. If you aren’t sure if you are eligible for a credit card ensure that you are:

  • 18 years old or older
  • An Australian Resident
  • Never declared insolvency or bankruptcy
  • Never had any defaults in the last five years on store cards, interest free finance, loans or credit cards

BankVic – Credit card

  • Loan Type Credit cards
  • Interest Rate from 5.70%

Benefits of BankVic

  • Low rate credit cards
  • Affordable loan options
  • Quick online applications

Helping you achieve more with their credit cards

They ensure all your goals are met by providing you with the best value and excellence in all their products and by offering clients a specialized service.

They always ensure that the goals you have set for yourself are met to the best of their abilities.

High-value credit cards

Applying for a credit card at BankVic is easy as long as you have all the information you need to apply.

To apply you need the following:

  • Employment details as well as all details pertaining to living expenses and income
  • All assets that you possess such s land, vehicles, house contents, shares and vehicles
  • All details pertaining to loans, credit cards, store cards, and overdrafts. This also includes repayments and limits
  • A valid Australian Drivers License
  • Passport Details

Once you have completed the online application you will receive a reference number that allows you to easily follow up on your request.

Secure loan application

All your details will be sent securely and received securely by a loan consultant. To keep a copy of your online loan application you can easily choose the ‘export’ tab on the last page of your application.

You can also easily save your online loan application if you find that you need more information for the application.

They will help you with your finances

They have the ultimate calculator and with their calculator, you can check how much your loan will cost if you are going to take a loan with them. From applying for your amount to knowing how much you will be paying back and what your repayments on your loan will be per month. They will even help you with your savings and you will be able to calculate how much you can save with your account and more. They have a budget planner that will work out your finances from month to month so that you can see how much you will be left or where you need to make changes in order to save.

Visit their branches

Yes, you can if you are in the area or would like to locate one of their branches you will be able to by clicking on branch finder the hours are from 9:30 am till 4 pm from Mondays to Fridays and you can also contact them on the numbers below our call centre is open 8 am to 7 pm from Monday to Friday and Saturdays from9 am till 12 noon.

They have introduced easy paying for your convenience

With a few easy steps, you will be able to use your device to pay instead of using your bank card. All you have to do is follow the easy step to step procedure and you will be up and running soon. Either with a device or with your Android phone.

man holding thumbs up

BankVic is a trusted & reliable provider of credit cards

In our review, BankVic adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ BankVic is a registered credit provider in Australia: ACL 240293

Customer Reviews & Testimonials

January 2019

I love using my device instead of a bank card it means that I did have to carry my wallet around all the time.

Sam S
— Brisbane —

October 2018

I recently use the calculator to help me get my budgeting all sorted and I recommend the company any day even if you have a small query they will help.

Natasha C
— Perth —

BankVic Contact

Contact Number



Physical Address

Postal Address

  • GPO Box 2074, Melbourne, 3001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed