Rating based on 24 reviews

American Express

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  • Amex Offers
  • Rewards points
  • Low-interest starting from 14.99%

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Author American Express. Screenshot of American Express website.
[Accessed May 24, 2023]

About American Express

American Express is one of the world’s most widely recognized and valuable brands with over 167 years of dedicated service and superior rewards behind them.

Unlike so many other issuers who come and go – Amex has serious staying power. In addition to some of the most sought after rewards on the planet, American Express is also known for its world-class service.

A powerful infrastructure

American express is the only credit card company that processes its own transactions via their own independent system.

All other credit card providers have to partner with either Visa or MasterCard – which are independent credit card processing companies.

Globally recognized

Whether you travel or not an American Express credit card can serve you equally well both nationally within Australia and internationally in just about every country on earth.

In touch and up to date

American Express is a company that is known to stay ahead of the competition when it comes to innovation and exclusivity. Now you can use your AMEX card with Apple, Samsung and Android Pay!

American Express Services

AMEX is an international brand that offers a range of credit cards for individuals, businesses and corporate institutions. These credit cards are recognized for their superior rewards, schemes and privileges.

Check if you qualify

  • You must be over 18
  • You must be an Australian citizen or permanent resident
  • You must have a good credit history
  • You must have a regular income exceeding the minimum required for the particular product you’re applying for

Supporting documents

When applying for your chosen card you will need to have the following:

  • Your driver’s licence – something that proves your identity
  • Personal information such as your address if you have lived there for more than 5 years otherwise previous addresses will also be necessary
  • Email address, mobile and or landline numbers that are in working order
  • Financial information including your annual and monthly income, expenditure for monthly expenditures and employment details (work address and contact information)
  • Details of any other credit cards you may have
  • Details of loans, if you have any

American Express – Credit card

  • Loan Type Credit cards
  • Interest Rate from 14.99%

Benefits of American Express

  • Rewards for everyday spending
  • 24/7 support
  • Discounted deals

Become part of one of the world’s most valuable brands!

If you have all the above at your disposal the online loan application for your chosen card will be a lot smoother. Simply read the terms and conditions of your chosen card and click the ‘Apply Now’ button to start the process.

What is a credit assessment?

This is the process taken by American Express to make sure that the person who applies will be able to follow through with their obligations set out by the Credit Card Contract.

The requirements are:

  • Are you able to repay?
  • Do you have any financial responsibility?
  • The chances of you not paying back debt
  • What your credit history looks like

Even though your credit history is protected under the Privacy Act, companies are able to access it to check your credit history.

Your credit history has a summary of all the credit you have applied for and what type of payer you are as well as if there are any outstanding debts in your name.

Apply in just 10 minutes

If you pass the credit check your application will be processed by AMEX in less than 10 minutes and you should receive a response within 60 seconds.

Offering you great travel packages

Everyone has that desire to travel and American Express can make it happen for you. All you have to do is click on their travel section and start with which hotel you would like to stay at and pick your destination. You can do all of the above online with American Express and you can use your cards almost anywhere all over the world as American Express is known worldwide. When you use their travel selection you will be able to use the points that you will earn when you swipe your card. You can use those points to pay for your air tickets. They want you to enjoy your holiday and that is why they will always offer you something special.

Use your app to track your account

Yes, you can use your app to keep tabs on your account on how much you are spending and make sure that money isn’t being taken out of your account. It is as simple as downloading the application on one of your devices either a smartphone or a tablet. There are more offers such as Chip and Pin which you can set up in three easy steps to keep your card safe. You can also spend up to $100 with ease.

Customer Reviews & Testimonials

December 2018

Great assistance in getting the correct insurance and I would recommend them just great service.

Carmen W
— Sydney —

January 2019

I use the travel section all the time cause I travel for work it's lovely and easy can book your whole trip and it's sorted for you.

Ronald K
— Perth —

April 2019

Being able to use my card anywhere works out great for me a fantastic card to have if you go away often or go overseas.

Sam W
— Brisbane —

January 2019

They are always willing to go over and above great service always.

Sandy J
— Brisbane —

April 2019

The advice you get from the members that help you at the company is outstanding and it helps greatly. I recommend using them for your credit card needs.

Sandy S
— Perth —

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