Rating based on 25 reviews


  • Quick loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Credit24 homepage
Author Credit24. Screenshot of Credit24 website.
[Accessed May 24, 2023]

About Credit24

Credit24 operates in a number of countries and has just under 3 million customers across the world.

Their brand is well known for their quick and reliable personal loans and they are constantly pushing the envelope to bring better and faster services to their customers.

A simple platform

As an online lender, their website is their storefront and they have clearly put a lot of effort into simplifying it and making it as easy as possible for their customers to find the information they’re looking for.

Whether you want to know how much a fast cash loan will cost you or you want to know how this lender will deal with nonpayment their FAQ page deals with it all in a very descriptive, transparent and easy to understand manner.

A simple loan process

Credit24 has made the entire loan acquisition process as simple as possible for their customers. All you need to do is visit their site, click on the “apply now” tab, select your loan amount and loan duration, fill in the application form, link to your bank account via Credit Sense and then wait to get your loan sent you’re your bank account.

Credit24 Services

Credit24 offer short term loans that can be obtained entirely online. These loans range from $300 to $6,500 and carry loan terms from 3 to 24 months.

Loans can be used for anything from repairing a broken down vehicle to taking a holiday with the family – simply apply online and you’ll get your cash on the same day!

Interest and fees

As of the 1st of February 2017, there are new caps on loans and Credit24 fully abides by these regulations.

These are the loan charges:

  • A 20% establishment fee and an ongoing account keeping fee of 4% for loans under $2,000
  • A $400 establishment fee and an ongoing 4% fee for quick loans over $2,000

While most payday loan providers limit your loan to $2,000 or less, Credit24 offer larger loans and much longer loan terms so that repayments are easy on the pocket.

Repay early

Credit24 has provided details on how you can repay your loan early and will not charge you any penalty fees for this. This means you can save on service fees and pay off debt faster.

Credit24 – Quick loan

  • Loan Type Quick loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 90 days to 36 months

Benefits of Credit24

  • Quick loans up to $10,000
  • Qualify for a loan in 1 hour
  • Flexible loan terms up to 36 months
  • Interest rates starting from 48%

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick cash loan with Credit24 100% online

Credit24 is a responsible lender and abides by the rules and regulations set out by the ASIC. This means that their fast loans both under $2,000 and over are capped and there is no way for them to overcharge you.

24/7 applications

One of the nice things about Credit24 is that they have extended hours and you can apply for a loan 24 hours a day, 7 days a week.

If you're applying on the weekend you can get you loan approved and credit between 9 am and 6 pm on weekends and if you apply on a weekday between 8 am and 10 pm.

Can you apply?

In order to apply for a payday loan with Credit24, you must be aged over 18, be an Australian resident or citizen, be employed or self-employed with a good credit history and have both an email address and mobile number.

You will also need to provide them with your driver’s licence and your Medicare Card number. Finally, you are not allowed to have or have had more than 2 small loans (under $2,000 in the preceding 90 days).

Apply in just minutes

Credit24 has one of the simplest online loan application procedures in the country and even allow you to link your bank statements via Credit Sense you do not have to manually download them and upload them.

Will my loan application be declined if I apply for a secondary quick cash loan?

Our doors are always open for customers who are looking for assistance when it comes to their loans. There could be a number of reasons that could propel you to requesting a secondary loan. The same loan application process that you did when you applied for your initial quick cash loan will also be used in the effect.

If the customer meets all our requirements, we will approve your loan application. Should the client fail to meet our credit profile match, we will have to decline your credit request. We don’t want our customers to feel that they have too much credit on their hands and very little money to spend on the things they enjoy the most.

How long will it take before I know if my loan application has been approved?

We usually take a few hours before we tell the customer if their quick cash loan application has been approved or not. We know that the clients usually want to make use of the money right away and this is the reason why we don’t waste too much time on a credit request.

man holding thumbs up

Credit24 is a trusted & reliable provider of quick loans

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

February 2019

Thanks to Credit24, I was able to attend to my urgent financial affairs.

Rose T
— Adelaide —

December 2018

Applying for a quick cash loan with Credit24 literally took me 10 minutes to complete.

Ben C
— Brisbane —

February 2019

I would recommend Credit24 to any client that is looking for a loan with affordable interest rates.

James N
— Perth —

Credit24 Contact

Contact Number



Physical Address

Opening Hours

  • Monday 08:00 – 22:00
  • Tuesday 08:00 – 22:00
  • Wednesday 08:00 – 22:00
  • Thursday 08:00 – 22:00
  • Friday 08:00 – 22:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00