IMB Bank
- Personal loans up to $75,000
- Low-interest starting from 7.39%
- Repayment up to 7 years
About IMB Bank
IMB Bank is all about better value overall whether you’re looking at their products and services or their customer service. They offer everything from personal loans to credit cards and bank accounts.
With a long and well-documented history spanning 136 years, IMB is a reliable lender that's grown and developed as your needs have changed. According to its website, IMB has funded over 800 projects since the establishment of its community foundation in 1999.
Simplicity is key with IMB loans
One of the best things about IMB is their way of making everything simple and easy for their customers. From the way their website is laid out to their range of products and services, you can easily find what you need and get the necessary information.
A great service
Although all banks claim to offer great service IMB truly stand by their word with a little extra effort and more value in everything they offer and everything they do.
Revolutionise your banking: Explore their cutting-edge digital solutions
Embrace the future of banking with IMB's innovative technology
At IMB Bank, they prioritise customer support and accessibility. Their members can conveniently interact with them through various channels such as webchat, in-app messaging, and social communication. Banking with them is flexible, whether it's through Internet banking, mobile banking, phone banking, or their Australia-based call centre, IMB Direct.
Their innovative approach extends to their digital banking options, which include online lending, the IMB Mobile App, secure real-time payments through Osko®, and compatibility with popular mobile payment wallets like Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
A strong commitment to diversity and community impact
Their success is made possible by their dedicated team of professionals. IMB Bank has been recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency, underscoring its commitment to equality and diversity in the workplace. They also actively support their communities through sponsorships, business advocacy, and the IMB Bank Community Foundation, which has contributed over $11 million to support more than 800 community projects.
IMB Bank Services
IMB Bank offers a highly comprehensive range of financial products and services including bank accounts, savings, retirement and investment accounts, home loans, car loans, credit cards, business loans and additional products like insurance and travel documents.
With IMB Bank you can make use of Westpac, St George, Bank of Melbourne and BankSA ATMs across the nation at no extra charge!
Personal IMB loans at competitive rates
IMB offer secured and unsecured personal loans that range from $2 000 to $75 000 which can be repaid in terms from 1 year to 5.
You can make extra repayments on your personal loan without any penalties – saving you interest and giving you the flexibility you need to make the most of your finances and achieve your goals.
Vehicle finance options
IMB has a car loan product that can help you buy either a new or used car. The rates on a new car loan are 5.99% per annum and the rates on a used car are 7.39% per annum. These rates are some of the most competitive on the market and will ensure you don’t pay more than you really need to for your wheels.
Unlock your dreams with IMB loans' unsecured personal loan
No collateral, no worries: Seize opportunities with hassle-free funding
Unsecured personal loan: Need funds for that special something? IMB Bank's unsecured personal loan allows you to get what you want sooner. With no security required, no ongoing account-keeping fees, and borrowing options up to $30 000, you have the freedom to pursue your goals with ease.
Secured personal loan: Whether it's a new car, a dream holiday, or your wedding plans, IMB's secured personal loan can help you turn your aspirations into reality. With no monthly fees and terms ranging from 1 to 5 years, you can borrow up to $60 000. Take advantage of this award-winning loan and make your dreams come true.
They offer competitive interest rates and transparent comparison rates, ensuring you have a clear understanding of the total cost of borrowing. IMB loans are subject to normal lending criteria, terms and conditions, fees, and charges. Explore their personal loan options today and take the first step towards achieving your financial goals.
IMB Bank – Personal loan
- Loan Type Personal loans
- Interest Rate from 7.39%
- Loan Amount up to $75,000
- Repayment 12 months to 7 years
Benefits of IMB Bank
- IMB loans of up to $75 000
- Affordable loan terms of up to 7 years
- Low interest from 7.35%
Personal loan calculator
Its easy to get a personal loan from IMB Bank
When you get a bank account with IMB or a personal loan you'll become a member by default.
Once you’re a member you'll have access to a range of benefits and great financial products and services at some of the best rates in the country.
Apply for a personal loan
In order to get a quick loan from IMB, you must be a resident or citizen of Australia, have attained the age of 18 and have a good and clear credit history. You'll also have to qualify for the specific loan or product in terms of your income and expenses.
You can easily apply for IMB loans without ever leaving your home or office by completing their very simple and streamlined online loan application form. With over 3 000 ATMs and branches across the country from Melbourne to Sydney, this bank is one that you can rely on to get things right every time.
The application process
Their application for a loan is very simple and starts off with a small questionnaire that requests your desired loan amount, the purpose of the loan and whether or not you intend to provide security.
After you confirm that you meet their basic application requirements you'll be asked to provide details regarding your employment. The application will then take a further 5 minutes of your time and you'll find out if you're approved within minutes. Their staff receives ongoing training to ensure that they're constantly at the peak of their performance. This is to ensure that you receive the best service that they can possibly supply.
The loan options
Choose between either the secured or unsecured loan option depending on your current economic circumstances and needs. A secured loan requires you to provide a form of security when applying for a loan while the unsecured option requires no collateral. Their expert staff will assist you in deciding which option would be better suited for your situation.
IMB Bank is a trusted & reliable provider of personal loans
In our review, IMB Bank adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.
✅ IMB Bank is a registered credit provider in Australia: ACL 237 391
Customer Reviews & Testimonials
IMB Bank Contact
Physical Address
- 20/20 Hunter St Sydney NSW 2000 Australia
- Get Directions
Opening Hours
- Monday 08:00 – 20:00
- Tuesday 08:00 – 20:00
- Wednesday 08:00 – 20:00
- Thursday 08:00 – 20:00
- Friday 08:00 – 20:00
- Saturday – Closed
- Sunday – Closed