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Payday Money

  • Payday loans up to $4,600
  • Repayment up to 24 months

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Author Payday Money. Screenshot of Payday Money website.
[Accessed May 24, 2023]

About Payday Money

One of the things you will notice immediately about Payday Money’s website is just how much information they provide to their customers.

This level of transparency is quite rare among payday lenders and definitely makes a difference to how people view them.

Get Answers and Info

You can find everything from FAQs to a detailed summary of what it costs to get a payday loan with them on their site. In addition, they are transparent about their fees and have these clearly listed on their FAQ page.

Where they are

Payday Money has 4 branched located in New South Wales and Queensland and have developed an excellent reputation for their superior serve and quick turnaround times.

A Flexible Lender

In addition to offering short term loans in the form of small and medium sized loans to individuals they also offer small loans to businesses and a cheque cashing service.

No Need to Visit them

While Payday Money makes it easy for you to visit them in branch and get a loan you can do it all online by completing their simple online loan application which takes just a few minutes. There’s no need to leave your home to get a loan!

Payday Money Services

Payday Money offer payday loans that range from $100 to $4,600 with loan terms from 3 to 104 weeks. These loans are ideal for a wide range of purposes from a weekend away to paying for emergency car repairs.

Here are some Typical Uses:

  • Paying bills
  • Buying and/or repairing household appliances
  • Paying school fees or education related expenses
  • Paying medical bills like dentist or GP fees
  • Repairing pipes, boilers, sinks and other crucial plumbing or electrical devices and systems
  • For taking a holiday or ravel money
  • Important purchases

Bad Credit

Although Payday Money is a responsible lender that does request a variety of supporting documentation to ensure customers can afford the credit they’re applying for they also offer bad credit loans to people that have, at one point or another had troubles with their finances.

Loan Costs

Payday Money has a unique costing system that allows them to control the cost of loan and make sure you never pay more than you need to.

Here is their Cost Structure:

  • 20% of principal and a 4% ongoing fee for loans between $100 to $2,000
  • $400 and a 4% ongoing fee for loans between $2,001 and $4,600

Payday Money – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to $4,600
  • Repayment 3 weeks to 24 months and 2 months

Benefits of Payday Money


  • Cash loans
  • Fast loans
  • Online loans
  • Short term loans
  • Payday loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A reliable Australian Lender

Payday Money has a very simplified online loan application process that will only take you 5 minutes to complete.

Once you’ve completed it you will then have to provide them with your supporting documentation. Once approved you could have your loan in just 1 to 3 hours.

Requirements to Apply

In order to get a quick loan from Payday Money you must be over 18, be a citizen r resident of Australia and be able to provide the necessary supporting documentation.

Required Documents

When you make your first quick loan application you will be required to provide significantly more information and details after which you can apply for a loan and get it in just minutes.

You must provide 100 point ID, proof of income in the form of bank statements for 3 months of 3 payslips and proof of address.

Making your Repayment

You do not have to worry about making the repayments on your loan as the money will automatically be debited from your account as agreed.

Customer Reviews & Testimonials

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