Clear Cash

ClearCash makes much of its defining differences and, all said and done, this energetic company does offer some of the fastest cash-in-your-account lending available to Australians.

A simple, uncluttered online presence that is extremely well laid out and logical has made ClearCash an emerging presence at the consumer end of the payday loan market. For any prospective client who has a stable income and values speedy service, ClearCash has to be a port of call among the available options.

Why they simply work

With just enough sass mixed in with a great online presence that is transparent and welcoming, the company is a serious contender for the lion’s share of micro-lending on the continent in the not too distant future.

Visit our FAQs page

ClearCash has a detailed list of FAQ’s that, unusually, all hit the mark as extremely relevant. They have made some effort to be a truly online, one-stop service.

That said, there is a helpline option listed and peopled with extremely knowledgeable consultants who will assist you in obtaining a personal loan. Assuming one has electronic copies of the required documentation, however, a truly seamless experience of borrowing is available on the site.

Although of course subject to the standard government legislation as any other lender, ClearCash invites applicants with or without potential liabilities and also makes a pitch for those on government benefits, as any form of stable income can qualify a citizen for a payday loan.

ClearCash makes much of terms & conditions that may well be true of other lenders, but they have very cleverly laid it out logically and unambiguously for their clients.

About their payday loans

At an annual interest rate of 47.8%, short-term loans should certainly not be taken without due consideration, yet ClearCash can provide a small loan of between $500 to $3000 without any other charges save the interest.

In the event of a returned debit, a $10 penalty will be charged to a client’s account, but that’s it.

Access a loan anytime

Also, coming without assorted fees one normally associates with this kind of transaction, a loan account at ClearCash can be rolled over and, once a certain repayment level is reached, clients can access cash again from the account, very much like an overdraft facility on a bank account.

ClearCash is clearly positioning itself as a return-business facility, as opposed to a once-off option, something that further endears it to anyone in the market for a quick loan.