Rating based on 29 reviews

HSBC Credit Card

  • Low annual fee
  • Travelling rewards
  • Low-interest starting from 13.25%

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HSBC homepage
Author HSBC. Screenshot of HSBC website.
[Accessed May 24, 2023]

About HSBC

HSBC has a large range of products from which their customers can choose, including 2 different types of credit cards. Afull range of banking and investing services is offered to you, as well as home loans and other loans for personal use.

Personalised service

With experts in each banking field in their offices, they are well professional trained to assist their customers tailor-make their own investments and put together a financial portfolio.

They can help you work out exactly what is needed for you to feel secure about your financial future. by taking your complete monetary situation into account. HSBC also has a presence in the personal insurance market, so they can give you all the advice you need as far insuring your valuables goes.

Our reputation

HSBC has a world-wide reputation and is listed on five major stock exchanges around the world – London, Hong Kong, New York, Bermuda and Paris.

They are represented in over 70 countries and areas around the world, as well as having 4 000 fully staffed offices around the world.

HSBC Services

If you are in the market looking for a credit card, take a look at the range offered by HSBC. They have four from which you can choose:

HSBC low rate credit card

This card is tailored for people who want a lower limit and a lower interest rate, with an annual fee of only $55,00.

HSBC Platinum credit card

This is a credit card that gives you a very attractive package, including benefits with all sorts of rewards. If you spend $6 000,00 or more, the annual card fee ($149) is refunded to you.

HSBC Platinum Qantas credit card

A credit card with dedicated Qantas Bonus Points every time you use it.  As a new promotion, you get 60 000 bonus Qantas points when you spend $3 000,00 on qualifying purchases in the first 3 months up until 30 June 2017 – credit limit $6 000,00.

HSBC Premier World MasterCard

The credit card for the people who are going places, with a credit limit of up to $15 000,00, this card is accepted at 32 million stores and merchants around the world. It also gives you the option of an upfront cash advance of up to USD2 000,00

HSBC – Credit card

  • Loan Type Credit cards
  • Interest Rate 13.2519.99% p/a

Benefits of HSBC

  • Low rate credit cards
  • Apply for your credit card online
  • Balance transfer options

HSBC – Your financial partner for life

Each of HSBC’s credit cards has different application criteria, although they all need a form of identification such as your driver’s licence or your passport.

You also have to be over the age of 18, with a good credit rating behind you. Documents needed include your salary slip, current bank statement and your latest Income Tax Assessment Papers, as well as proof of your address.

Here are some facts and figures for your favourite bank – HSBC:

  • First opened in Hong Kong in 1865
  • In 2016 they employed more than 235 000 throughout the world
  • Their employees volunteered 255 000 working hours in 2016
  • USD137 000 million was donated to underprivileged communities worldwide
  • In 2016 they reported a profit of USD7.1 billion before tax
  • Shareholder dividends were USD10.1 billion last year

They have you covered internationally

They have you covered! This is what they can offer you for your new adventures, are you looking at starting over in Australia or perhaps you would just like to travel then they have what you need. They will help you with the exchange rate and if your studies take you overseas. They are there to help you keep in touch with your home. They will even help you get property overseas if that is what you would like to get. They are known for going all out for their clients and yes that is correct because they would like to make sure that you get the best experiences with them.

The various ways to pay

Besides paying for your loan if you would like to transfer money and you are not near your computer or the bank it can now be done on your phone. How great is that no stress about where you are you can still transfer the cash. They still have the normal ways that you can pay from your laptop using the account that you are registered for, you can go to the bank and do the transfer there. Your options are endless with their bank and if you need help getting started you can contact them.

man holding thumbs up

HSBC is a trusted & reliable provider of credit cards

In our review, HSBC adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ HSBC is a registered credit provider in Australia: ACL 232595

Customer Reviews & Testimonials

April 2019

I use my app for all my transactions and it's simple and easy if you need to do updates.

Gordon J
— Perth —

January 2019

I went to the branch to get assistance with downloading my application and they helped me within minutes I was up and running with my app.

Grant B
— Sydney —

HSBC Contact

Physical Address

  • Shop 2/3 Ashfield Mall, 260A Liverpool Road Ashfield NSW 2131 Australia
  • Get Directions

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed