Rating based on 40 reviews

Citibank Credit Card

  • fast, easy payments
  • Citi rewards points
  • Low-interest starting from 14.99%

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Citibank Credit Card homepage
Author Citibank Credit Card. Screenshot of Citibank Credit Card website.
[Accessed May 24, 2023]

About Citibank Credit Card

Being the banking arm of Citigroup, Citibank’s credit card facility comes with a century of trading behind it.

Very sleek and smart online, a large array of card options greet anyone looking to check it out. With a simple yet sufficiently detailed explanation describing key features and benefits, many consumers are carrying a Citibank credit card in modern day Australia.

A welcomed come-back

Although rocked by the financial crises of the mortgage market collapse of 2007/2008, Citibank promptly repaid its government bailout and resurfaced on the back of its intrinsic value and phenomenal trading ability.

Credit cards Since 1960

Having launched Citibank credit cards way back in 1960, the bank’s offer is seen as tested and true, with benefits that matter and a resilience that inspires confidence.

Today, Australian consumers are building a solid base for Citibank’s credit card operations and loyal clients tend to stick with the company no matter the advent of newer entrants to this marketplace.

Citibank Credit Card Services

Credit cards from Citibank come in a variety of hues with a number of distinguishing features and options, as well as costs.

Citibank’s range of credit cards

The Citi Platinum card is the one pitching a free 24 months. The next option, Citi Signature comes with 75 000 Reward Points. Citi Classic has a 15 month zero fees on transfer offer too.

On all, 1.5% balance transfer fees apply. Citi Simplicity comes with no late fees, ever, save the 1.5% and also includes 15 months fee-free where after costs revert to the cash advance rate.

A Citi Qantas requires a consumer to spend $2,000 within 90 days after taking up the card, but then rewards with 50 000 Qantas Points as a bonus, enabling clients to plan for a holiday.

Emirates Citi rewards likewise, while Citi Qantas Prestige is an enhanced offer on flying with Qantas.

Possibly one of the most popular, a Citi Clear Platinum will cost 14.99% per annum while a Citi Prestige has an entire rewards programme behind it, making these both attractive credit cards in the Australian marketplace.

Citibank Credit Card – Credit card

  • Loan Type Credit cards
  • Interest Rate from 14.99%

Benefits of Citibank Credit Card

  • Get flybuys bonus points
  • Reward points on everyday spending
  • Get a 55-day interest free period

Its easy to qualify for one of their credit cards, simply apply online

Prospective clients must be 18 years or older and earning $150k or more per annum in order to qualify. Applying via an online loan application for a Citibank credit card takes around 15 minutes.

Clearly trading on a very long history to refine and adapt its credit card offerings, Citibank is an undisputed presence in the lives of Australian citizens whether they have a home loan with the company or just a small quick loan.

Experience and a good reputation

Experienced and reputable, Citibank’s online presence and pitch to Australians is all one would expect of this hale entity. With a dazzling array of choices, clients have a genuine opportunity to marry their particular disposition into a credit card of their choice.

As per usual, yet somehow just better

Broadly equal to what most understand to be the norm when it comes to credit card offerings, Citibank still somehow manages to tailor its credit cards more effectively than most.

Clearly having done its homework, the pitch to the market is well received, not least because of the thorough research the company has done and also its willingness to remain competitive and keep all parties out of a debt trap.

They will help you manage your wallet

They are there for you and they are willing to go the extra mile to make sure that you are financially secure. Perhaps you are just looking at building up your savings and you would like advice then all you have to do is go to them or call them and they will assist you. if you would like to grow your wealth then you can speak to them. They are there to help you maintain the lifestyle that you are accustomed to. They want you to have the best. If you would like to invest in your stunning country then you can. They will help you through it and they will explain all of the details, all you have to do is pick up the phone or come into the branch and make an appointment.

Calculators for everything

Whether you are taking a loan with them or would like to calculate your repayments on your credit card or your loan, they have the tools for you. It depends on the calculator you use to get all of your details. If you would like credit card repayment you will need to click on credit card and if you would like loans then you will need to click on the loan repayment.

man holding thumbs up

Citibank Credit Card is a trusted & reliable provider of credit cards

In our review, Citibank Credit Card adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Citibank Credit Card is a registered credit provider in Australia: ACL 238098

Customer Reviews & Testimonials

February 2019

I have gotten the best service and the help I needed when I was finding out about investing my cash. I recommend them as they are out to do the best for you

Loraine F
— Perth —

December 2018

We love the credit card and the service we are given when we phone in.

Elsie S
— Sydney —

Citibank Credit Card Contact

Contact Number


  • not available


Physical Address

  • Park Street Ground Floor, Citigroup Centre 2 Park Street Sydney NSW 2000 Australia
  • Get Directions

Postal Address

  • GPO Box 40, Sydney, 2001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed