Rating based on 37 reviews

ANZ Credit Card

  • Earn Gift Cards
  • Low annual fee
  • Low-interest starting from 11.49%

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ANZ Credit Card homepage
Author ANZ Credit Card. Screenshot of ANZ Credit Card website.
[Accessed May 24, 2023]

About ANZ Credit Card

ANZ which was incorporated back in 1977 is a publicly listed company in Australia. ANZ has assets of approximately AU$7,221 billion as well as more than 400 000 shareholders and is, therefore, one of the largest listed companies of five in Australia.

A global company

This is one of the most sought after banks in Australia and, being such a huge bank, they also operate in over 34 markets across the world offering everything from personal loans to Forex services.

Sustainable framework

Their Sustainability Framework allows ANZ to shape the way they choose to do business including the ability to take into account the social, economic and environmental risks as well as opportunities that allow them to deliver the value customers expect.

10 million happy customers

ANZ has just over 10 million worldwide customers whom are extremely happy with the services they receive from home loans to Forex services.

This bank is able to offer all their customers international connectivity to markets across the world along with expertise and local knowledge.

ANZ Credit Card Services

ANZ is a highly popular bank in Australia thanks to the great service that their customers receive and the wonderful services that they offer their clients.

A popular credit card provider

ANZ offers a wide range of services to their clients but their most popular products is their credit cards which come at highly competitive rates and highly sought after rewards.

Check if you qualify:

  • You must be 18 years or older
  • You must have a good credit rating
  • Permanent Australian resident – non-Australian permanent residents can apply but they need to have at least 9 months left on their Visa

Income requirements for ANZ credit cards:

  • An annual minimum income of $15000 for the ANZ credit card
  • An annual minimum income if $50 000 for the Platinum credit card
  • An annual minimum income of  $75 000 for the Black credit card
  • Or at least $50 000 in Australian ADI Accounts (Authorized Deposit- Taking Institution)

ANZ Credit Card – Credit card

  • Loan Type Credit cards
  • Interest Rate 11.4920.24% p/a

Benefits of ANZ Credit Card

  • Earn rewards as you spend
  • Complimentary insurance
  • Low rate credit cards

Get a competitive credit card from ANZ

It only takes a few minutes to complete an online loan application for one of the credit cards that ANZ has to offer for their clients.

Get a reply in 60 seconds

Before starting your online loan application make sure that you have all the documents you need to apply.

You will receive a response within a minute of submitting your application with your online application reference number.

All applicants should have:

  • A valid email address
  • An Australian driver's license
  • Employers Details
  • If self-employed you need to provide our accountant's contact details
  • All income, liabilities and asset details

Getting your card

Once approved, in five working days, you will receive your welcome kit and card and your pin will be mailed within two working days after the issuing of your card. Before using your card you will need to activate it.

Manage your card

The best thing for you to do after receiving everything is to find out about the ways that you can manage your card.

If you don’t want to apply for a credit card online or if you need more information you can visit any local ANZ branch or call the local branch.

Try their new app

They have an app that you can download onto your smartphone or tablet and with a few easy steps you will be able to keep an eye on your financials. It is great and convenient and it's on your phone so anywhere you go you can check on your account. You can even check up on your credit card and purchases and how much is owed making this a super easy app for you. You can get your monthly statements at any time with the app and you can even put voice passwords on important details so that only you can see them. You can even register your card so that you can use your app to pay instead of using your card. They have designed this app for you so that you can stay in the loop at all times.


Use your rewards for yourself for airfare and more all you have to do is start spending on your card and you will receive reward points. The reward points depends on your card type. The higher ranked the credit card is, the better your points will be that you can use for various purchases. You can use your points for your travel destinations bonus once you spend up to $ 4000 dollars you will be rewarded with cash back.

man holding thumbs up

ANZ Credit Card is a trusted & reliable provider of credit cards

In our review, ANZ Credit Card adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ ANZ Credit Card is a registered credit provider in Australia: ACL 234527

Customer Reviews & Testimonials

November 2018

I love my ANZ app being able to see all my statements when I need to is great.

Charles S
— Perth —

February 2019

I use this company for all my credit card needs and they have helped me sort out my payments and more and I couldn’t be more thankful. I recommend using them

Donavan L
— Sydney —

ANZ Credit Card Contact

Physical Address

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed