Rating based on 17 reviews

Bank Australia Loan

  • Business loans up to $10,000,000
  • Low-interest starting from 4.99%
  • Repayment up to 30 years

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Bank Australia homepage
Author Bank Australia. Screenshot of Bank Australia website.
[Accessed May 26, 2023]

About Bank Australia

Bank Australia is one of Australia’s smaller financial providers but, it certainly doesn’t lack a track record or experience has been operating for almost 60 years.

Their experience and rich history is likely the reason that they outdo even their largest competitors in terms of values, principles, sustainability and social responsibility endeavours.

A customer-owned bank with real Heart

As a customer owned bank, Bank Australia’s interest lies not in profit for foreign shareholders but in bringing better rates on personal and business credit for customers and making real, sustainable and measurable differences in the communities within which they operate.

Whether you’re a nature enthusiast or not, Bank Australia’s decision to invest their after-tax profits into a natural conversation is beyond respectable. This conservation represents the future of Australia and, if certainly the most noteworthy of causes.

Personal, business and community financial services

At Bank Australia, you will find everything from personal loans, credit cards and bank accounts to home and business loans at incredibly competitive rates that are rivalled by none.

In addition, they choose not to finance the fossil fuel industry – and that’s a commitment very few of their competitors are willing to make.

Bank Australia Services

Bank Australia offer everything that the “big four” do and at lower rates! That’s right, this humble bank with over 60 years of history offers individuals everyday banking accounts, savings accounts, personal loans and credit cards and so much more.

Financial products and services 

Apart from all the great financial products individuals can make use of when they choose to bank with the bank that cares, they also offer a range of financial services to businesses and communities.

These financial products and services include both secured and unsecured business finance, business transactional accounts, savings accounts, credit cards, overdrafts and business insurance designed to protect you and your business with unmatched attention and individuality.

Business loans from just 4.99%

Bank Australia offers secured business loans with rates as low as 4.99% per annum. These loans can be used for any worthwhile business purposes and are flexible enough to work with any budget. If you don’t have security to offer than you will have to opt for an unsecured business loan which starts at 12.83% per annum.

Bank Australia – Business loan

  • Loan Type Business loans
  • Interest Rate from 4.99%
  • Loan Amount up to $10,000,000
  • Repayment 30 days to 30 years

Benefits of Bank Australia

  • Reliable business finance
  • Fast and easy online loan applications
  • Low interest rates starting from 4.99%

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Bank Australia goes above and beyond for Australian businesses

Bank Australia is proud to have their contact centres located outside of Australia’s main cities where they truly make a difference to the small communities by creating sustainable jobs.

If you contact Bank Australia by telephone rather than by visiting them in-branch you will likely be speaking to one of their consultants who live and work in the small towns of Moe and Victoria.

Applying for business finance

You can apply for a loan with Bank Australia 100% online as long as you are able to provide the necessary supporting documents and you complete the online loan application form in full.

What’s more is that they have recently revamped their application to allow business owners to get an immediate decision – saving them both time and money!

Information you’ll need to have on hand

You’ll need to have a range of information on hand when applying for a business loan online. This includes all financial information pertaining to income, assets and liabilities. New customers must also provide a valid form of identification and their Medicare Cards to verify their identity.


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Bank Australia is a trusted & reliable provider of business loans

In our review, Bank Australia adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Bank Australia is a registered credit provider in Australia: ACL 238431

Customer Reviews & Testimonials

October 2018

Bank Australia gave me affordable interest rates on my business loan. I can still pay my other financial obligations.

Zander R
— Brisbane —

March 2019

The Bank Australia website has a very easy and convenient loan application system for its customers.

Stephen V
— Perth —

Bank Australia Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Bank Australia Private Bag 12, Kew VIC 3101 Australia.

Opening Hours

  • not available