Rating based on 32 reviews

Business Fuel

  • Business loans up to $250,000
  • Low-interest starting from 6.78%
  • Repayment up to 12 months

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Business Fuel homepage
Author Business Fuel. Screenshot of Business Fuel website.
[Accessed May 24, 2023]

About Business Fuel

When working with smaller, alternative or boutique financial services providers and lenders you will always benefit from personalized service, simple application processes and flexible and less stringent qualification requirements.

Business Fuel offers Australian business owners all of these benefits and are much easier to deal with than those mega banking corporations we’ve all accepted as the standard.

A small, passionate and dedicated team

Business Fuel has a smaller team of professionals administering, approving and managing business funding and they are therefore much more dedicated, passionate and approachable than staff from large corporations and banks.

The best customer service

With these staff members, you’ll receive simply the best customer service, unparalleled attention to detail and, of course, a business loan solution that meets your needs and fits into your budget.

A simple online loan application process

When it comes to offering a simple loan application alternative lenders always outdo the traditional banks and Business Fuel’s application is no exception.

Their online loan application is simple, streamlined and can be completed quickly.

Business Fuel Services

Business Fuel is an online alternative lender that offers both unsecured and secured business cash loans. They have short term loans with loan terms ranging from 3 to 12 months, equipment and car finance loans which offer loan amounts of up to $100,000 and invoice funding up to $250,000.

Equipment and vehicle finance

If you need to buy a van or company vehicle for your small business a secured vehicle loan from Business Fuel can help you get it sorted fast. These loans offer you up to $100,000 and you will not pay any early repayment penalties if you decide to repay the loan early.

Business loans to fund an expansion

Business Fuel also offers business term loans which offer you up to $250,000 in secured or unsecured loans with repayment terms from 3 to 12 months. They allow businesses to redraw when necessary and offer a quick, 48-hour turnaround.

A business loan 100% online

One of the best things about Business Fuel is that unlike so many mutual banks, trade unions and traditional banks they have a complete online loan application process.

This means you can take care of the application, upload your supporting documents and sign your loan contract without ever stepping out of the office! 

Business Fuel – Business loan

  • Loan Type Business loans
  • Interest Rate from 6.78%
  • Loan Amount up to $250,000
  • Repayment 90 days to 12 months
  • Decision 24 hours

Benefits of Business Fuel

  • Quick and easy business loans
  • Convenient online loan applications
  • Qualify for a loan up to $250,000

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Enjoy business loans in as little as 48 hours

To be able to apply for business finance with Business Fuel your business must meet the following requirements:

  • Have been in operation for a period of 9 months or more
  • Have been trading in the same location for the same period of time
  • Have never been declared bankrupt
  • Have a monthly turnover of $10,000 or more
  • Have 12 months left on your business lease
  • Rental payments must be up to date

How much you can obtain with Business Fuel

As mentioned on their official website, they offer loans and finance options ranging from $5,000 to $250,000 but, will generally only approve loans in amounts of 100% of a business’ monthly turnover.

Furthermore, it’s important to determine whether you’re looking for a short-term loan, equipment and vehicle finance or invoice funding to determine how much you’ll be able to borrow from them.

You will need to provide the following documents when applying for credit with them:

  • Bank statements for 6 months
  • Your lease
  • The identification documents of all directors and shareholders

Financial maturity goes a long way

Should you apply for a certain amount and you find that you actually qualify for an even bigger amount, please stick to the original amount you had applied for. It makes it better when you have to pay your business loan.

In essence, this is where financial maturity comes into play. There should always be a determining factor between what you want your business to achieve in the long run or whether you are willing to pay for an unnecessary credit plan.

Stick to your amount and don’t go overboard. There's no telling what your business might need tomorrow so it's best to do all that you can to protect your credit profile.

Customer Reviews & Testimonials

April 2019

Business Fuel gave me and my business our big break.

Viola H
— Broome —

February 2019

Without the financial assistance from Business Fuel, I don’t know where my business would have been.

Ida J
— Perth —

Business Fuel Contact

Physical Address

Postal Address

  • PO Box 5332, GCMC, 9726, Australia

Opening Hours

  • not available