Club Money

Club Money is a short term loan provider with a very upbeat look & feel. This approach is well met, though, by their application process and extremely simplified offer.

Presenting as the epitome of niche tailoring, Club Money boasts a 5 minute application time with an accompanying 30-minute approval turnaround during business hours.

Leader of the pack

Quite possibly leading the pack in the arena of small and fast cash loans, Club Money has grown its user base on the back of minimising application details, while still conforming to legislated lending criteria.

Loans for any use

Very much like other lenders in the echelon, their home page mentions various potential loan uses. The reality is that theirs is a simplified service that will grant a loan for almost all reasons, on limited terms, up to a limited amount.

Simple and streamlined

Club Money’s website is pleasing both to view and engage and, it is apparent that they have found their niche in the micro-lending market, as it’s hard to imagine a simpler and more streamlined process.

Offering loans of between $250 to $1500, with repayment period options of between 16 days and 6 months.

Club Money epitomises the ease of short term loans available to the modern consumer. Personal loans are unsecured and no guarantees are asked of identifiable, employed citizens.

Need Help?

The helpline facility is available between 9 am and 5 pm on business days, although there is always the option of leaving a message. Both voice & email contact details are clearly visible on the home page.

Apply in a branch

Club Money also has a network of branches that further embellish its offering. That said, fast loan applications are not accepted in-branch and can only be effected online and their branches are geared towards other services.

Borrowing example

By way of an example, $1,000 loan from Club Money will cost a client $1,290 within a repayment period of 3 months. The first month comes free of monthly fees.

Simple application requirements

Club Money does not loan to anyone other than adult employees earning a minimum of $250 a week and with verifiable documentation indicating citizenship and an acceptable credit rating.

Minimal documentation is needed when applying and Club Money have minimised paperwork - even electronic paperwork - down to the bare necessities.