Rating based on 24 reviews

Club Money

  • Quick loans up to $1,500
  • Low-interest starting from 81.11%
  • Repayment up to 180 days

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Club Money homepage
Author Club Money. Screenshot of Club Money website.
[Accessed May 24, 2023]

About Club Money

Club Money is a short term loan provider with a very upbeat look & feel. This approach is well met, though, by their application process and extremely simplified offer.

Presenting as the epitome of niche tailoring, Club Money boasts a 5 minute application time with an accompanying 30-minute approval turnaround during business hours.

Leader of the pack

Quite possibly leading the pack in the arena of small and fast cash loans, Club Money has grown its user base on the back of minimising application details, while still conforming to legislated lending criteria.

Loans for any use

Very much like other lenders in the echelon, their home page mentions various potential loan uses. The reality is that theirs is a simplified service that will grant a loan for almost all reasons, on limited terms, up to a limited amount.

Simple and streamlined

Club Money’s website is pleasing both to view and engage and, it is apparent that they have found their niche in the micro-lending market, as it’s hard to imagine a simpler and more streamlined process.

Club Money Services

Offering loans of between $250 to $1500, with repayment period options of between 16 days and 6 months.

Club Money epitomises the ease of short term loans available to the modern consumer. Personal loans are unsecured and no guarantees are asked of identifiable, employed citizens.

Need Help?

The helpline facility is available between 9 am and 5 pm on business days, although there is always the option of leaving a message. Both voice & email contact details are clearly visible on the home page.

Apply in a branch

Club Money also has a network of branches that further embellish its offering. That said, fast loan applications are not accepted in-branch and can only be effected online and their branches are geared towards other services.

Borrowing example

By way of an example, $1,000 loan from Club Money will cost a client $1,290 within a repayment period of 3 months. The first month comes free of monthly fees.

Simple application requirements

Club Money does not loan to anyone other than adult employees earning a minimum of $250 a week and with verifiable documentation indicating citizenship and an acceptable credit rating.

Minimal documentation is needed when applying and Club Money have minimised paperwork - even electronic paperwork - down to the bare necessities.

Club Money – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 81.11%
  • Loan Amount up to $1,500
  • Repayment 16 days to 180 days

Benefits of Club Money

  • Get loan terms up to 180 days
  • Loans pay out fast
  • Competitive interest rates starting from 81.11%
  • Quick loans up to $1,500

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A no-fuss, simple loan application that can be completed in 5 minutes

Among its peers, Club Money stands out as a positively brisk and keen option for a quick cash loan for any working Australian citizen.

Major bank account holders who apply for a loan should have their funds showing within an hour or two. Smaller institutions and credit unions could take a day or two before funds are available though.

Get up to $1,500

Although the cap on loans is low at $1500, patrons know exactly what to expect and the entire look, feel and the process is not likely to unnerve any potential client as the amount and risk are low and the repayment terms are generous.

Improved regulations

Due to the small sums involved, the company found many consumers took a second or third loan through Club Money which, in reality, they couldn’t afford.

Nowadays, however, not only has the verification at Club Money been enhanced but the online loan application form now also includes requests for frank statements of indebtedness from a prospective client. Having ironed out this wrinkle, Club Money seems set to soar into the future.

For anyone wanting a quick, small loan, this company is right up there among the top contenders.

Can I apply for a loan for anything or should my loan application be specific?

We don’t limit our customers to applying for credit. If you are looking for a loan and meet our requirements, we will help you. At the end of the day, our duty is to ensure that we help you with your loan and you attend to your financial emergency.

We believe that everybody who comes to apply for an advance plan is mature enough to know the consequences of a late or skipped payment. The customer needs to be absolutely certain that they will be able to pay for the quick cash loan before applying for credit.

The last thing you need is to have your credit ruined over a loan you can’t afford to pay off. 

Can I pay my quick cash loan earlier than the scheduled date?

Should you have money at your disposal and would like to pay your loan sooner than the original debit order date; you are welcome to do so. This means you will have one less credit plan to worry about and it shows us how dedicated you are towards paying your loan. Some brownie points will definitely be coming your way.

Customer Reviews & Testimonials

September 2018

I don’t know what I would have done if Club Money didn’t assist me when I needed a quick cash loan the most.

Mabel G
— Sydney —

February 2019

The interest rates that Club Money offers are affordable and worth the credit deal.

Jonathan H
— Queensland —

Club Money Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed