Switzer Home Loans

A different kettle of fish and the brainchild of investment specialist Peter Switzer, Switzer Home Loans boasts a wonderfully simplified scroll-down site online.

Marrying the principles of investment with the Australian desire for a brick & mortar home, Switzer Home Loan has a highly attractive and savvy offering.

The man has credibility

Having been a persona for many years on air, Peter Switzer teamed up with Synergy Home Loans to form Switzer Home Loans and, it must be said, there are certain perks for the average consumer.

While the marriage of investment with the average Australian’s home-buying impetus may well appear a tenuous association, nonetheless the fundamentals remain and the company’s offer is attractive for many reasons.

Better rates and lower fees

Offering far better interest rates, limited period fixed rates and a no-fee account has earned this company acclaim from many.

Coupled with sound investment and tax advice that is always factored into the overall deal, a Switzer mortgage is probably the most attractive and dynamic for Australians from a non-bank lender.

Although it can be imagined that the majority of applicants merely want the home they want and seek also to limit devaluation & are not aggressive investors, nonetheless the offering still makes great sense.

The unique differences of a Switzer Home Loan, apart from the knowledge that their focus is on avoiding bad investments and optimising good ones, are numerous.

With a great offered variable rate of 3.89% and an investor’s variable rate of 4.09%, the company enters the ballpark.

Fixed-rate loans

A fixed rate for both owner-occupied and investor would currently be 3.97%. Following on from this, a consumer can fix an interest rate for a limited period, pay interest only for a negotiated period and/or generally structure repayments “to suit their investment needs” as the company claims.

While base criteria remain and one needs to both have an acceptable credit rating as well as regular income, the company does come with a home loan with a different passion. With a focus on savvy money management, Switzer Home Loans certainly do hustle and bustle a home loan in many ways in order to ensure it’s budget-effective.

Highly tailored solutions

They also ensure that it’s tax-effective and rewarding over the longer term. Claiming to offer “highly tailored solutions” to Australian citizens looking to buy property, the company lives up to its promise and brings a willingness to tweak and shuffle figures to make things work for their clients.