Rating based on 21 reviews

Mortgage House

  • Home loans up to $250,000
  • Low-interest starting from 4.58%
  • Repayment up to 30 years

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Author Mortgage House. Screenshot of Mortgage House website.
[Accessed May 26, 2023]

About Mortgage House

Mortgage House is an award-winning, non-bank lender and since its inception in 1986, it has had a well-received ethos governing its affairs.

Happy to side with the man in the street, Mortgage House jousts with lenders to enable highly personalised home loans to manifest. This enables the company to find the mark as a maverick good guy among many Australians.

Wholesale listener

Apart from a very adept technological stance that enables consultants to whip through information and documentation, Mortgage House has made a company ethos out of listening intently to prospective clients.

Business sense & growth

This seemingly obvious first step nonetheless enables them to find the right direction from the say-so.

This has translated into business sense and growth, as a large percentage of their new clients have indeed shopped around before, only to end up at Mortgage House. Aggressively capable of niche marketing and strategising, Mortgage House typifies the non-bank Australian lender, rising on the back of consumer needs and a genuine interest in servicing them. The company’s online presence is a testament to this fact.

Mortgage House Services

Mortgage House is all about loans and both clients with an intention to occupy as well as investment buyers are catered for at this company.

Pitching a minimum rate of 4.09% compared to 4.58% and a maximum of 4.6% against 4.7%, the rates are product determined. Home loans come in an exhilarating diversity of rates and terms and the choices are numerous with benefits on each.

To fix or not to fix

Based squarely on their client’s preferences, Mortgage House will pitch and fix a rate for anything from 1 year up to 5 years.

As an example, choosing the current offering will see 4.09% against a comparison of 4.23%. Split rates, refinancing, penalty-free additional payments and a host of other manipulations are available with a Mortgage House home loan.

Why choose Mortgage House

The reasons for applying for a home loan from the company are capably accommodated and indeed listed on-site.

This diversity is matched only by the available consumer tools present as well. Loan calculators of various hues, checklists, tips and a glossary of terms are all online and are well thought out and presented.

Time and effort well invested

There are innumerable aids to contemplation and decision-making, without going over the top, Mortgage House has clearly invested time and effort to apply what it has heard to be its clients’ requirements.

Mortgage House – Home loan

  • Loan Type Home loans
  • Interest Rate 4.584.7% p/a
  • Loan Amount up to $250,000
  • Repayment 24 months to 30 years

Benefits of Mortgage House

  • Affordable mortgage repayments
  • Repayments up to 30 years
  • Compare loans and options

Apply with Mortgage House to get a quick and affordable home loan

With a business model that charges the client for the service, Mortgage House is nonetheless transparent and simple in its offering.

Bringing the technical and financial down from the sky and rendering it logical and easy to assimilate has paid dividends to the company and consumers alike. Many Australians now consider Mortgage House to be the fundis on all things home loans.

A service worth the money spent

Superconscious of their offering and pricing, the company does jump through visible hoops at times for clients. The whole approach of just the right amount of involvement of clients in the financial calculations while also rendering things as simple as possible is well received.

Apply for a home loan

To apply, one will need to call a consultant online and they will then call back and the online loan application proceeds from there.

With a basic purchase, construction, renovation and even relocation all encapsulated in their diverse products, Mortgage House is more than simply a niche gap supplier, they offer the full gamut of possible mortgages and are set to grow on the continent in the years to come.

Does the loan calculator work for everyone?

The home loan calculator works for everyone who applies for a home loan. It is always good to have a financial perspective about the potential instalment you will be liable to pay for after your home loan has been approved.

If you feel the home loan is too costly for you, you can always give them a call and they will try to restructure it. They must make you understand that the amounts that are on the calculators have already been reduced to meet various clients’ needs.

Always ensure that your payments are on time

One of the crucial responsibilities you have as a client is to ensure that all your home loan payments are on time and constant. They know that problems may often arise when you least expect it but you have to prioritise this credit plan because it will have a detrimental impact on your credit profile if have constant late payments.

They also advise you to be absolutely sure that you'll always have money on the day of your debit order date. This is the reason why you should choose a debit order date that is suitable for you and for your budget.

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Mortgage House is a trusted & reliable provider of home loans

In our review, Mortgage House adheres to the compliance criteria in accordance with the National Consumer Protection Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mortgage House is a registered credit provider in Australia: ACL 393283

Customer Reviews & Testimonials

July 2018

Mortgage House uses a simplified and convenient home loan application system.

Jack U
— Darwin —

March 2019

Thanks to Mortgage House, I am a proud property owner.

Stephanie V
— Gold Coast —

April 2019

I am so happy with the interest rates I am paying on my home loan at Mortgage House. I would recommend their services to anyone that is looking for a good deal.

Harmony R
— Mackay —

Mortgage House Contact

Contact Number



Physical Address

Postal Address

  • PO Box 1962, North Sydney, 2059, Australia

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 16:00
  • Sunday 10:00 – 16:00