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Take control of your debt today, apply for a debt consolidation loan online

Before you get swallowed up by all the people calling you and sending you demanding notices daily, think about contacting Fox Symes.

They know just how you feel, they understand the feeling of being in debt and not being able to cope anymore. Once you have contacted them you will feel much better because at least you have someone with whom to share your problem.

How Fox Symes can help

They can offer you a way to consolidate your debt, depending on your specific situation. One debt is better than having 4 or 5 debts that you cannot manage every month.

One personal loan to service can also give you a better interest rate so you save a bit of money, and you end up saving thousands in interest as well.

How to apply

Simply log onto their website and follow the prompts to request a call back or an appointment. It only takes 15 minutes for one of their knowledgeable consultants to get back to you and start helping you to change your life.

Need help with debt?

And they have a free debt hotline which you can help for professional and friendly assistance on 1300 147 298. Don’t wait, call now before it is too late.

If you owe multiple creditors a lot of money and they are breathing down your neck, but you have no way to pay them then you should consider applying for a debt consolidation loan.

The process works by combining all of your outstanding debt into one easy to manage loan. Instead of paying multiple accounts, you will only need to pay one lower monthly instalment. This will enable you to save money as you no longer need to pay the interest on multiple accounts.

Other advantages include:

• We offer loan terms of between 1 and 7 years at a much lower interest rate that is fixed for the duration of the loan period.
• You will be in control of your loan and design the repayment terms. Decide if you want to repay your loan weekly, fortnightly or monthly. Align your payment to be deducted on your salary date.
• Pay both the interest rate and the principal amount at the same time to repay your debt faster

Understanding your debt consolidation loan options 

The type of debt consolidation loan that you apply for will either be secured or unsecured. A secured loan means that you will need to provide an item of collateral in order to secure your loan while an unsecured loan does not need you to supply security.

You may need to apply for a secured debt consolidation loan if:

• You have a low credit score then you won’t qualify for an unsecured loan.
• If you have a history of paying late or have missed instalments
• If you have been declared bankrupt in the last 10 years
• If you have defaulted on loans in the past
• If you are unemployed or under debt review

In such cases that you don’t qualify you can still apply for a debt agreement plan that we will be able to assist you with.