Macarthur Credit Union

At Macarthur Credit Union, your financial success is a priority.

As a leading financial institution in the vibrant Macarthur region of New South Wales, they’re dedicated to providing accessible, affordable and member-focused financial services that make a real difference in people's lives.

They strive to guide you through every step of your financial journey, helping you achieve your goals and secure a prosperous future.

Putting members first: A cooperative approach

Unlike profit-driven banks, Macarthur Credit Union operates under a cooperative model where their members' needs come first.

Their vision is rooted in the principle of "people helping people," ensuring that every decision they make is in your best interest. When you join Macarthur Credit Union, you become part of a community where financial well-being is the common goal and your success matters.

Unparalleled personalised service

Experience the difference that personalised service can make in your banking experience. At Macarthur Credit Union, they understand that each member has unique financial circumstances and aspirations.

Their dedicated team of professionals is committed to providing tailored solutions that meet your specific needs.

Whether you're looking for a reliable transaction account, a competitive home loan, or comprehensive financial advice, they’re there to guide and support you every step of the way.

Community empowerment: Investing in local growth

Macarthur Credit Union is deeply rooted in the Macarthur community, and their commitment to community empowerment sets them apart. They believe in giving back and actively contributing to the growth and prosperity of the region.

Through sponsorships, community event support, scholarships and grants, they help create opportunities and foster a sense of belonging among their members.

When you choose Macarthur Credit Union you become part of a financial institution dedicated to the betterment of the community.

Modern technology for your convenience

Embrace the convenience of modern banking technology with Macarthur Credit Union. Their online and mobile banking platforms empower you to manage your finances easily - anytime and anywhere.

Stay connected and in control of your money with features such as secure transactions, 24/7 access to account information, and convenient bill payments.

They believe that banking should be effortless, allowing you to focus on what truly matters—your financial well-being.

Beyond banking: Comprehensive financial solutions

Macarthur Credit Union goes beyond traditional banking services to provide comprehensive financial solutions.

They also offer financial planning, insurance options and exclusive rewards programs. Experience the peace of mind of knowing that your financial needs can be met under one roof.

Join the Macarthur Credit Union family

Discover the warmth of a community-driven institution that genuinely cares about your financial well-being.

Macarthur Credit Union invites you to join their family and experience the difference of a cooperative, member-focused approach.

At Macarthur Credit Union, they’re committed to providing exceptional financial services to their members.

With a wide range of plans and products designed to meet various needs, they can help you achieve financial security.

Reach your financial potential with Macarthur Credit Union

Home Loans: Find your dream home

General features:

• Competitive interest rates
• Flexible repayment options
• Low deposit requirements
• Loan pre-approval
• Professional guidance throughout the process
• No ongoing fees
• Additional benefits such as financial planning services or discounted insurance
• First home buyer loans: Take the first step towards homeownership with competitive loan options and expert guidance.
• Upgrader loans: Upgrade your home with their flexible loan solutions.
• Investment property loans: Explore investment opportunities with their loan options designed for property investors.
• Construction loans: Build your dream home from the ground up.

Personal loans: Achieve your dreams

General Features:

• Competitive interest rates
• Flexible loan amounts and repayment terms
• No ongoing fees
• Additional benefits such as optional loan protection insurance
• Personalised assistance and guidance
• Car loans: Whether you're buying a new or used car, they offer affordable loan options to help you hit the road.

Savings and transaction accounts: Secure your finances with Macarthur Credit Union

General features:

• Convenient access to funds through ATMs, EFTPOS, online banking, and mobile banking
• No monthly account-keeping fees
• Visa Debit card for easy and secure transactions
• Unlimited electronic transactions (e.g., direct debits, transfers, and BPAY)
• Overdraft facilities (subject to approval) for added flexibility
• Ability to set up scheduled payments and recurring transfers
• Free and unlimited access to the Macarthur Credit Union branch network for in-person transactions
• Option to link accounts for easier fund transfers and management
• Additional features may include round-up savings programs, budgeting tools, and loyalty rewards.

Credit cards: Convenient and flexible spending options

Features

• Competitive interest rates and annual fees
• Wide acceptance globally through Visa or Mastercard networks
• Predetermined credit limit
• Contactless payments for quick and easy transactions
• Online and mobile banking access
• Reward programs offering points or cashback on eligible purchases
• Security features like fraud protection and purchase protection
• Flexible repayment options, including full payment or minimum monthly payments
• Additional benefits such as travel insurance, extended warranties, or concierge services (depending on the specific card type)
• Add additional cardholders for shared account access

Macarthur Credit Union provides financial services that cater to your unique needs. Start your journey towards financial success.