Credit Union SA

With more than 140 employees in the South of Australia and, over 50,000 members, Credit Union SA is a force worth joining. They are one of the top 3 credit unions in Australia and have been operating under this name for just over 8 years.

This credit union offers lower rates on everything from home loans to transactional accounts and has made an effort to keep things simple, effective and affordable. They have also received a number of awards for their loan products from loan comparison sites like Mozo.

What happens to their profits

Any profit generated by Credit Union SA is reinvested into the union by lowering interest rates, lowering fees on financial products like transactional and credit cards and, on improving everything from banking platforms to customer service efforts.

Investing in South Australian Communities

In addition to reinvesting profits to benefit members, Credit Union SA also invest into South Australian communities and initiatives.  

In 2016, Credit Union SA won both Mozo’s Expert Choice Awards for both their car loan and secured personal loan products. If you are looking to buy a car their finance option is very affordable and can cover the cost of buying both a new or used vehicle.

Benefits of their loans:

• You get the lowest rates on the market
• Benefit from the lowest fees in the country
• Repay early with no penalties
• Make extra loan payments
• Redraw these extra loan repayments when you wish
• Flexibility to pay when you prefer

Home loans

If you’re looking to buy your very first home or are looking to refinance and save – Credit Union SA offers a range of low rate, competitive and flexible home loan options.