Rating based on 18 reviews

Cash On Your Mobile

  • Loans bad credit up to $5,000
  • Low-interest starting from 24%
  • Repayment up to 12 months

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Cash On Your Mobile homepage
Author Cash On Your Mobile. Screenshot of Cash On Your Mobile website.
[Accessed May 24, 2023]

About Cash On Your Mobile

Although elegantly simple in the extreme upon opening, Cash On Your Mobile’s site is built as a scroll-down that nonetheless contains all necessary information as visitors peruse the site.

With a few key facts alongside the “Apply” tab right there upon entering, the company has set itself up as a mighty quick solution to any Australian’s bad credit loan needs.

No fuss loans

Going straight to the heart of the matter, bad credit loans are normally sought by consumers to address unexpected issues.

Cash On Your Mobile speaks directly to this reality in their online pitch. Prospective clients can simply open the page and click through immediately to continue with an online loan application process.

A user-friendly site

The site itself is bright, user-friendly and thoughtfully laid out. The company has tailored its offering with extreme savvy online. Drawing on the pool of lenders in Australia, Cash On Your Mobile will shop around on behalf of applicants in order to facilitate a bad credit loan.

A fast application process

The process is rapid and the company has geared itself wholly towards a quick, unfussed application process. Customers are by most accounts giving it all the thumbs up and availing themselves of this company’s services.

Cash On Your Mobile Services

Keeping clients posted on the application details all the way through, Cash On Your Mobile may be a prompt facility, but they haven’t lost their service ethic.

The service is a straight get-going tap into a variety of lenders who will finance the request made by applicants on the company’s website. Cash On Your Mobile does not charge customers a service fee, rather deriving income from affiliation with base lenders.

What will it cost?

Typical costs of a loan are 20% of the loan amount plus a 4% monthly fee. Loan periods on a bad credit loan can be anything from a week or two up to a few months, and the loan amounts on offer are not insignificant either.

Tailoring their offering within the range of $400 to $5000, Cash On Your Mobile can address the needs of most bad credit loan seekers.

Open to all

Those self-employed, unemployed or even those with current bad credit can apply. The clinching factors governing eligibility are current income, a bank account and citizenship or permanent residency.

As with any lender, one needs to be 18 or older to qualify. Time taken for loaned funds to appear in a customer’s account vary from 4 hours up to 48 hours. This is largely a product of where the money comes from, as different lenders have different turnaround times.

Cash On Your Mobile – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 24%
  • Loan Amount up to $5,000
  • Repayment 32 days to 12 months

Benefits of Cash On Your Mobile

  • Affordable bad credit loans up to $5,000
  • Get your loan in 24 hours
  • Flexible loan terms up to 12 months
  • Interest rates starting from 24%

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash On Your Mobile has quick & convenient bad credit loans online

Enabling one to apply for a loan while riding a bus to work, the company has not merely simplified the process of applying for a blacklisted advance, it makes a pitch of that simplicity in its title and its service.

While one will need to receive a call from the lender allocated by Cash On Your Mobile, after that it’s in the bag, assuming one has met the limited, base criteria.

Simple and snappy

A client must be able to accept direct deposits into a bank account in order to utilise Cash On Your Mobile’s system.

Although the first dialogue box on the application does ask a client if they have items that can be offered as security, this should not deter anyone as it is more merely a line of questioning that enables them to broaden the source base for a quick loan.

Loans can be completely unsecured

Bringing the facility of a bad credit loan right down to a fast and uncluttered offering online, Cash On Your Mobile is set to grow into becoming a household name in Australia.

Quick yet caring, compliant yet simple, this company rings for many citizens who need a touch of bridging finance from time to time.

Fees and charges

Prior to signing your contract with your lender, you will be informed of all the fees and charges that come with the loan. Therefore, you will know exactly what you are signing for before you sign for it, ensuring that you can make an informed decision and won’t be caught off guard later on.

People you can count on

If you’re looking for a company that takes its customer service very seriously, you’ve come to the right place. The Cash On Your Mobile team is not only highly qualified and good at what we do, but we’re also kind, compassionate and treat all our customers with respect. We might be an online company but we don’t compromise on the happiness of our clients which we achieve by providing a service that is personal. We want every client to get the bad credit loan they are looking for and we’ll help you find it.

Customer Reviews & Testimonials

April 2019

Cash On Your Mobile found me just the loan I needed. I just want to say thank you for going the extra mile to help me get my loan.

Thomas R
— Canberra —

December 2018

Thank you to the consultant who helped me over the phone with my application. You were a great help.

Ella H
— Gold Coast —

Cash On Your Mobile Contact

Contact Number

  • not available



Physical Address

Postal Address

  • PO Box 231, Caloundra, 4551, Australia

Opening Hours

  • not available